Here’s your coffee break reality check: More Americans are hitting retirement age than ever, but most aren’t ready for it—over 20% have zero savings! Many are forced out of work early and end up relying on Social Security, which barely covers the basics. The twist? Some folks are hustling side gigs or leaning on their kids just to get by. If you want to avoid this, start saving now—even a little helps. Future you will thank you! #RetirementReality #MoneyLifehacks #PersonalFinance #Business #MakeMoney