Should I Pay Off My Mortgage Before Retiring? Help! 😰🏡

I bought my house in October 2020 with a killer 2.5% mortgage rate. Now, as I look ahead to retiring in 2038, I’m completely torn. Should I pay off my mortgage early or just let it ride until the end? I can afford to throw an extra $600 a month at it and have already prepaid $12k, but I keep second-guessing myself. My projected retirement income is $15k a month, and the mortgage is $2,200. My wife plans to keep working a few years after I retire, but what if things don’t go as planned? Work has been so stressful lately, and I’m desperate for some peace of mind. For those who retired with a mortgage, do you regret it? What would you do if you were in my shoes? Please, I need your advice! 🙏💬 #RetirementPlanning #MortgageAdvice #WorkplaceStress #JobCareer #Career