Is 32% of My Paycheck Going to Retirement Too Much? 😰

Lately, I've been feeling really overwhelmed at work—not just from the job itself, but from how much of my paycheck is disappearing into retirement accounts. I'm 36, and between my pension (10%), 457b smart plan (16%), and my newly started Roth IRA (6%), a whopping 32% of my income is gone before I even see it. I started saving early, at 23, but now it feels like I'm barely living in the present. Should I cut back on one of these? Which one makes the most sense to reduce? I want to be responsible, but I also want to enjoy life now. Has anyone else struggled with this balance? I’d really appreciate some advice or personal stories. 😓💸 #JobCareer #Career #RetirementPlanning