Should I Retire at 31 With $8M? My Family Thinks I'm Crazy! 😰💸

Hey everyone, I’m really struggling with a huge decision and could use some advice. I’m 31, and after working as a software engineer for years, I’ve managed to save up about $8 million after taxes, mostly from company stock. I don’t own a house yet, but I’m hoping to buy one in a pricey area like Mountain View or Palo Alto for around $4 million. Here’s the catch: I’m the only breadwinner, with a young child and another on the way. My wife is worried that retiring now is way too risky, especially since she enjoys a pretty luxurious lifestyle—think $100-200k a year on cars and designer stuff. I’m exhausted from the constant pressure at work and just want to spend more time with my family, but I’m scared of making the wrong move. Can we really live comfortably off the remaining $4 million, or am I being unrealistic? I’d love to hear your thoughts and experiences. I feel so lost right now. 😟 #JobCareer #Career #RetirementPlanning