Laid Off at 60: Deciding Between Retirement and a Fresh Start 😰

After twelve years at my company, my position was suddenly eliminated last month. I’ve worked my way up through five roles, including management, and though I was paid decently, it was always below market rate. Now, at 60 and a half, I’m debt-free, with a solid 401k and investments, plus six months of severance and unemployment. I’m even taking a cruise to clear my head, but the uncertainty is eating at me. I always thought I’d work until 67, but now I’m questioning everything. After 40 years in IT, facing ageism and sexism, I know finding a similar job won’t be easy. My parents, both in their 80s, keep telling me I’ll be fine and to just take any job to get by. My partner is still working, but I feel guilty even considering stepping off the career ladder early. I’m torn between pushing through to 67 for a bigger retirement check or just finding something low-stress until 62. Has anyone else faced this crossroads? How did you decide what to do next? I’d really appreciate your advice. 🙏 #JobCareer #Career #CareerCrossroads