Should You Hit Pause on Refinancing?

Thinking about refinancing your mortgage? Heads up: rates just ticked up again, with 30-year refis now at 6.84%. That means higher monthly payments if you lock in today. The big shift? Lenders are charging more, so unless you’re desperate to lower your payment or tap your home’s equity, it might pay to wait. Experts say rates could dip later this year. In the meantime, boost your credit score and keep an eye on the market—patience could save you serious cash! #RealEstate #MortgageTips #RefinanceSmart