russellolson+FollowHomeowners Cash In on Equity GainsGot a house? You might be sitting on a goldmine! Many homeowners are tapping into their home equity, despite higher mortgage rates. By refinancing, they're pulling out cash to tackle debts or fund home upgrades. But beware—this can mean a bigger loan and higher payments. If you're considering it, make sure you have enough equity and a solid credit score. It's a balancing act between financial flexibility and risk. #HomeEquity #RefinanceSmart #RealEstate #HomeEquity #RefinanceSmart10Share
Aaron Ballard+FollowShould You Hit Pause on Refinancing?Thinking about refinancing your mortgage? Heads up: rates just ticked up again, with 30-year refis now at 6.84%. That means higher monthly payments if you lock in today. The big shift? Lenders are charging more, so unless you’re desperate to lower your payment or tap your home’s equity, it might pay to wait. Experts say rates could dip later this year. In the meantime, boost your credit score and keep an eye on the market—patience could save you serious cash! #RealEstate #MortgageTips #RefinanceSmart01Share
Denise Kemp+FollowWhy Your Neighbor's Refi Rate Is LowerEver wonder why your friend in New York brags about a lower mortgage refi rate than you? It’s not just luck—refinance rates actually change depending on where you live, thanks to local lenders, state rules, and even average credit scores. The big takeaway: Don’t just grab the first rate you see online (those teaser rates are for unicorn borrowers). Always shop around, compare, and see what fits your wallet best! #MortgageTips #RefinanceSmart #MoneyHacks #HomeBuying #FinanceChat #RealEstate110Share
