Aaron Ballard+FollowShould You Hit Pause on Refinancing?Thinking about refinancing your mortgage? Heads up: rates just ticked up again, with 30-year refis now at 6.84%. That means higher monthly payments if you lock in today. The big shift? Lenders are charging more, so unless you’re desperate to lower your payment or tap your home’s equity, it might pay to wait. Experts say rates could dip later this year. In the meantime, boost your credit score and keep an eye on the market—patience could save you serious cash! #RealEstate #MortgageTips #RefinanceSmart00Share
Denise Kemp+FollowWhy Your Neighbor's Refi Rate Is LowerEver wonder why your friend in New York brags about a lower mortgage refi rate than you? It’s not just luck—refinance rates actually change depending on where you live, thanks to local lenders, state rules, and even average credit scores. The big takeaway: Don’t just grab the first rate you see online (those teaser rates are for unicorn borrowers). Always shop around, compare, and see what fits your wallet best! #MortgageTips #RefinanceSmart #MoneyHacks #HomeBuying #FinanceChat #RealEstate110Share