Got a house? You might be sitting on a goldmine! Many homeowners are tapping into their home equity, despite higher mortgage rates. By refinancing, they're pulling out cash to tackle debts or fund home upgrades. But beware—this can mean a bigger loan and higher payments. If you're considering it, make sure you have enough equity and a solid credit score. It's a balancing act between financial flexibility and risk. #HomeEquity #RefinanceSmart #RealEstate #HomeEquity #RefinanceSmart