Thinking about using your home to get some extra cash in retirement? Good news: a reverse mortgage won’t shrink your Social Security or Medicare. But if you’re counting on need-based programs like SSI or Medicaid, watch out—big withdrawals could put those at risk. The trick? Don’t park a lump sum in your bank account. Spread it out, spend it, and always check with a pro before making moves. It’s all about stretching your retirement dollars without tripping any wires! #RealEstate #retirementhacks #moneymoves