Tag: retirementhacks

#retirementhacks

Robert Mayo

Can You Really Lose Money in Annuities?

Thinking about locking in some steady retirement cash with an annuity? Heads up: they’re not as bulletproof as the ads make them sound. You could lose money if you cash out early (hello, big fees), pick a plan tied to the stock market, or forget about inflation eating away your monthly payout. Pro tip: always check the fine print and the company’s reputation before signing up. Annuities can be a smart move, but only if you know what you’re getting into! #Business #Market #RetirementHacks

Elizabeth Lewis

Retirement Investing, But Make It Easy

Not into stock picking but want your retirement money to grow? Schwab’s got four ETFs that do the heavy lifting for you—think steady payouts, low drama, and less worry about wild market swings. The real shift here: more folks are ditching single stocks for these "set-it-and-forget-it" baskets, making retirement planning feel more like autopilot. If you want your nest egg to work quietly in the background, these funds are worth a look! #Business #Market #RetirementHacks

Emily Rogers

Retirement Plans: Hidden Traps to Dodge

Ever think your retirement plan is set-it-and-forget-it? Turns out, some 'perks'—like early withdrawals or loading up on company stock—can quietly mess with your future nest egg. One sneaky pitfall: borrowing from your own savings. It feels like a quick fix, but you could end up with less cash later and a surprise tax bill. Bottom line: check the fine print and don’t let today’s convenience steal tomorrow’s comfort! #Business #MakeMoney #RetirementHacks

James Cook

Why Boomers Are Grabbing Social Security Early

Heard your friends talking about cashing in on Social Security sooner? You’re not alone—lots of folks are jumping the gun because they’re worried the money might run out or the rules will change again. The catch? Taking benefits early means smaller monthly checks for life. Before you rush, check your health, savings, and future plans. Pro tip: building up a side nest egg (even late in the game) can help you chill about all the policy drama. #Business #MakeMoney #RetirementHacks

Mark Sims

3 ETFs for Chill Retirement Vibes

If you want to set your future self up for easy living, these three ETFs are the go-to move for a stress-free retirement. Think of VOO as your all-in-one shopping cart—tech, finance, healthcare, all in one place. VYM is like a quarterly cash-back card, sending you dividend payouts even when the market’s moody. And AGG? That’s your safety net, keeping things steady with bonds. The big shift: more folks are ditching complicated stock picking for these set-it-and-forget-it bundles. Less drama, more peace of mind! #Business #Market #RetirementHacks

Ryan Horne

Olive Garden Hacks for Retirees 🍝

Did you know there are secret ways to save at Olive Garden? 1) Join their eClub for free apps, BOGO deals, and birthday treats. 2) Some locations let you bring your own wine (just call ahead—there might be a small fee). 3) Watch for limited-time offers like the Never Ending Pasta Bowl or Early Dinner Duos for big savings. Who says retirement can’t be delicious AND budget-friendly? #Food #RetirementHacks #OliveGarden

Gregory Mann

Retirement Income: Not Just Bonds & Stocks!

Worried about your retirement cash not keeping up with rising prices? Turns out, you don’t have to stick to just the usual stocks and bonds. Some folks are mixing things up with ETFs that pay steady dividends and even invest in gold—yep, the shiny stuff! WisdomTree’s funds let you tap into emerging markets for higher payouts or use gold to help your savings fight inflation. It’s like adding extra toppings to your retirement pizza—more flavor, less stress! #Business #Market #RetirementHacks

Joseph Livingston

Retiree Perks You Might Be Missing

Did you know there are a bunch of free perks just for retirees that often go unclaimed? From free museum days and cheaper meds to help with your heating bill, there’s a lot more out there than just Social Security checks. The real kicker: many folks don’t even realize they qualify! So, if you or someone you know is retired, it’s worth a quick check—you could be leaving money (and fun) on the table. #Business #MakeMoney #RetirementHacks

nkent

Retirement Rules Just Got a Makeover

If you’re eyeing retirement, heads up: you can now wait until age 73 (and soon 75!) before you have to start pulling money from your 401(k) or IRA. That means more time for your nest egg to grow and less stress about tax penalties. Plus, Roth 401(k)s are now RMD-free, just like Roth IRAs. Translation: more control over your cash, fewer surprise tax bills. Perfect for anyone who wants to stretch their savings or leave a little extra for the grandkids! #RetirementHacks #MoneyMatters #TaxTips #Business #MakeMoney