Thinking about early retirement? Here’s the scoop: if you start cashing in your Social Security at 62, your monthly check could be 30% smaller than if you wait until your full retirement age (now 67 for anyone born in 1960 or later). The longer you wait—up to age 70—the bigger your payout. So, if you want more coffee money in your golden years, patience pays! #Business #MakeMoney #retirement