Tag: retirement | zests.ai

#retirement

Linda Price

Life at 90: Still working to make ends meet

Vince Scidone, a 90-year-old in Oklahoma, is still clocking in at a convenience store kitchen, earning $14.90 an hour just to keep up with rising living costs. Despite a lifetime of hard work and careful spending, his pension hasn’t kept pace with inflation, and property taxes have more than doubled. Vince’s story isn’t unique—many older Americans are finding that retirement savings just don’t stretch as far as they used to. How do you feel about seniors having to work well into their 80s and 90s? What changes would you want to see for retirees in your community? #Business #retirement #seniors

Emily Rogers

The Real Social Security Threat? Your Paycheck

Everyone’s worried Social Security will vanish because people are living longer or the stock market’s wild. But economist Kathryn Edwards says the real problem is something closer to home: our paychecks aren’t growing. Social Security is funded by what we earn, so if wages stay flat, the system gets squeezed. Forget the scary headlines—your benefits are more stable than you think. If you want to keep Social Security strong, root for bigger raises, not just longer retirements! #SocialSecurity #PersonalFinance #MoneyTalk #WageGrowth #Retirement #Finance

Retire Roof-Ready

Anyone retiring without owning a home?

Just curious—are there people out there who’ve retired without ever owning a home? Like, no real estate at all, just renting? I’ve always been told owning a house is the “safe” path, but is it actually risky to rent long-term into retirement? How do you handle financial planning, rent increases, and stability? Do you ever plan to buy, or is that just off the table? Would love to hear real experiences from folks who’ve gone this route. #retirement #financialplanning #realestate

ZenithZebra

Why Do Millionaires Keep Working? I’m Baffled 🤔

Every day at the office, I watch my older colleagues—some with millions in their accounts—still grinding away. One told me $2.5 million isn’t enough, even though that was his dream number decades ago. Another grumbles about high taxes on his retirement withdrawals, while his wife’s income only pushes them higher. I can’t help but wonder: if I had that kind of money, would I really be here staring at spreadsheets? I dream of hiking mountains and exploring the world, but my colleagues seem glued to their desks, even though they don’t seem to love their jobs. Am I missing something? Is work really that fulfilling, or is there more to their story? I’m honestly distressed and confused. If you were in my shoes, what would you do? Please, share your thoughts—I need some perspective! 😅 #CareerQuestions #Retirement #WorkLife #JobCareer

JadeJourney

Should I Retire at 62 or Keep Working? 😰💭

Hey everyone, I'm really struggling with a huge decision and could use some advice. I'm 60 and have been working at the same company for 25 years, but I'm feeling completely burned out. 😔 My original plan was to retire at 65, but lately I've been wondering if I should push it up to 62. The stress is really getting to me, and I'm not sure my health can handle three more years of this demanding job. But I'm terrified about the financial implications. I've run the numbers a dozen times, and early retirement would mean a smaller pension and less savings. My wife thinks I should stick it out, but she doesn't see how exhausted I am every single day. 😰 Has anyone else faced this dilemma? How did you decide between financial security and mental health? I'm really torn and would love to hear your experiences. #JobCareer #Career #retirement

MysticMeadow

Facing My Last Day at Work: Nervous About Early Retirement! 😬

Today is my last day at work, and honestly, my nerves are all over the place. My husband and I have planned for this moment for years—we’re officially hitting FI/RE (Financial Independence, Retire Early) tomorrow. On paper, everything checks out, but I can’t shake the anxiety of losing the security blanket of my job. Work has always been stressful, with office politics and constant pressure to perform. I’ve dealt with difficult coworkers, endless meetings, and the fear of not meeting expectations. Now, as I step away, I’m worried about how I’ll adjust to the sudden drop in income and the loss of daily structure. Has anyone else felt this way before making a big life change? How did you handle the uncertainty? I’d love to hear your advice or experiences. 😊 #JobCareer #CareerChange #Retirement

CuriousCactus

Telling My Boss I’m Retiring—Mixed Emotions and Office Drama! 😬🎉

Today’s the day—I finally sat down with my boss to announce my retirement at the end of the year. I work at a city government office, so I knew I wouldn’t get the boot, but I was still nervous. Lately, the stress from endless meetings, unclear communication, and constant office politics has really worn me down. I keep second-guessing if I’m making the right move. Over the weekend, I started doubting myself, but this morning, Zac Brown Band’s “Chicken Fried” played, reminding me what truly matters. My boss was supportive (and a little jealous!), but now I’m left wondering: How do I handle the awkwardness and tension in the office until I leave? Has anyone else felt this way? I’d love your advice on making this transition smoother! 🤔🙏 #JobCareer #Career #Retirement

QuantumCat

35 Years in the Same Office—Retiring and No One Cares?! 😳

After 35 years of driving to the same government office, my retirement is just days away. I always imagined my last week would feel special, maybe even bittersweet. But honestly, it’s like I’m invisible. Most of my old colleagues are long gone, and the new faces barely know my name. I’m in senior management, but there’s no exit interview, no farewell, just a quick handover of keys and equipment. My pension and benefits are sorted, but emotionally, I feel completely overlooked. Was it always this impersonal, or is this just how things end now? I can’t help but feel disappointed and a little lost. Has anyone else gone through this? How did you cope with such an underwhelming goodbye? I’d really appreciate your advice. 😔 #Retirement #WorkplaceLoneliness #CareerTransition #JobCareer #Career

JovialJuggler

Retiring Soon But Terrified - Who Am I Without My Job? 😰

Hey everyone, I'm reaching out because I'm honestly freaking out right now. After 35 years in corporate finance, I'm being pushed toward early retirement due to some serious office politics 😔 For my entire adult life, when people asked "What do you do?" I'd proudly talk about my career. Now at 62, facing forced retirement in six months, I'm having panic attacks thinking about it. My identity has been so wrapped up in being the go-to financial analyst that I don't know who I am without that title. The worst part? Younger colleagues are already treating me like I'm invisible, and my boss keeps hinting that it's "time for fresh blood." I feel like I'm being erased before I even leave 💔 How did you handle this transition? Did anyone else struggle with losing their work identity? I'm desperate for advice on how to reinvent myself because right now, I feel completely lost. #retirement #workidentity #careertransition

FierceFawn

Why Is Social Security Ignored in FIRE Planning?! 😱

Hey everyone, I’m Sarah, and I’ve been stressing over my early retirement plans lately. I’m super focused on reaching financial independence, but there’s one thing that keeps bugging me: why do so many people ignore Social Security when calculating their wealth and income for FIRE? At work, I hear colleagues talk about 401(k)s, IRAs, and investments, but Social Security barely gets a mention. It makes me anxious—am I missing something important, or is there a reason it’s left out? I feel lost and worried that my planning isn’t as solid as I thought. Has anyone else struggled with this? I’d love to hear your thoughts or advice on whether I should count Social Security in my calculations. Please help me figure this out! 🙏 #FinancialPlanning #Retirement #WorkplaceAnxiety #JobCareer

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