Thinking about grabbing Social Security at 62 and investing the checks? Dave Ramsey says go for it, but the latest research says that move could quietly cost you over $180,000 in lifetime income. Turns out, waiting for bigger checks is like giving yourself a raise that lasts for life—especially as we live longer. So, unless you really need the cash now, patience might just be the ultimate retirement hack. #Business #MakeMoney #retirement