Thinking about holding out till 70 to claim Social Security? The math says you’ll get bigger checks, but real life isn’t that simple. If you need cash sooner, have health worries, or want to enjoy your money while you’re still active, claiming earlier could actually make more sense. Plus, the longer you wait, the more you risk missing out if life throws a curveball. Bottom line: Don’t just follow the spreadsheet—think about your lifestyle and what matters most to you. #Business #MakeMoney #retirement