So, Dave Ramsey says you can take out 8% of your retirement savings every year—double what most experts suggest. Sounds tempting, right? But here’s the catch: he wants you to keep all your money in stocks, which is a wild ride when you’re retired and can’t wait out the bad years. Most folks stick to 4% and mix in safer investments to avoid running out of cash. Bottom line: don’t let FOMO drain your nest egg too fast! #Business #MakeMoney #retirement