Dave Ramsey just dropped a truth bomb: most Americans are richer than they think, but all that comfort can make us lazy with money. He says if you make $34K, you’re in the world’s top 1%—but that doesn’t mean you’re good with cash. The real money hack? Stop buying stuff you can’t afford. Saying 'no' to impulse buys is the simplest way to get ahead, even if it’s not always fun. #Business #MoneyHacks #PersonalFinance