Ever feel like your paycheck disappears before you even see it? You’re not alone—Americans now owe a record $18.6 trillion, with the average person carrying over $104,000 in debt. It’s not just mortgages—credit cards and car loans are eating up more of our budgets, thanks to high interest rates. The real kicker? Many are using credit just to cover basics, not splurges. If you’re feeling squeezed, focus on paying down high-interest balances first and look for ways to boost your income. Every little bit helps break the cycle! #Business #MakeMoney #PersonalFinance