Thinking about buying a home or refinancing? Here’s a coffee break scoop: mortgage rates have dipped below 6% for the first time in ages, thanks to the Fed’s recent moves. That means your monthly payment could be a lot less scary than last year. If you locked in a high rate before, it might be worth checking if a refi could save you some serious cash. Even a tiny rate difference adds up over 30 years! #RealEstate #mortgage #interestrates