hodgesmaria+Followare high interest rates protecting us from a bigger bubble? I hear two completely opposite takes: High rates are destroying affordability. High rates are the only thing keeping home prices from skyrocketing even further. So which is worse—struggling with high monthly payments, or living in a market where prices double overnight? Feels like a lose-lose situation. But which “lose” would you pick? #House #InterestRates #RealEstate00Share
laura54+FollowPowell Hints at Rate Cuts—Stocks Perk UpJerome Powell just gave the economy a reality check: growth is slowing, jobs are cooling off, and prices on some goods are still rising thanks to tariffs. But here’s the twist—Wall Street cheered, because slower growth could mean the Fed cuts interest rates soon. Translation for your wallet: if you’re thinking about refinancing or investing, keep an eye out—lower rates might be around the corner! #Business #FedWatch #InterestRates42Share
megan01+FollowWill Rate Cuts Shrink My HELOC Bill?If you’ve got a home equity line of credit (HELOC), keep an eye on those Fed rate cuts—they could mean extra cash in your pocket. Unlike fixed mortgages, HELOC rates can drop when the Fed lowers rates, so your monthly payment might shrink. But don’t expect instant savings: some lenders take a billing cycle or two to adjust. Pro tip: keep paying the same amount even if your bill goes down—your future self will thank you! #RealEstate #HELOC #interestrates20Share
Christine Baxter+FollowWhy Your Loan Rate Isn’t Dropping YetThinking rates will drop soon? Not so fast. Deutsche Bank just called out Scott Bessent for saying rates should be way lower. The bank says the current rates are actually right where they should be, so don’t expect your mortgage or credit card interest to shrink overnight. If you’re waiting for a big rate cut to refinance or buy, you might be waiting a bit longer. Stay savvy! #Business #MakeMoney #interestrates10Share
Joseph Livingston+FollowWill the Fed Actually Cut Rates in September?Everyone’s buzzing about a possible Fed rate cut in September, with Wall Street betting big after July’s inflation cooled off. Some are even hoping for a double cut to make up for missed chances earlier this summer. But here’s the catch: core inflation is still a bit sticky, and the next jobs report could throw a wrench in those plans. If you’re thinking about refinancing or investing, keep an eye on the data drops—nothing’s set in stone yet! #Business #MakeMoney #interestrates30Share
russellolson+FollowInterest Rate Drop: What It Means for YouQuick money update: The Bank of England just cut interest rates again, now down to 4%. If you’re on a tracker mortgage, you might see your monthly payments shrink soon—more coffee money! But if you’re a saver, expect a little less interest on your nest egg. The real drama? Fixed-rate mortgage holders from 2020 could face sticker shock when they renew. Time to check your deals and maybe shop around! #RealEstate #MoneyHacks #InterestRates21Share
Aaron Ballard+FollowIs the Housing Market About to Pop?Thinking about buying a house? Here’s the scoop: high mortgage rates have everyone on pause, but if rates drop, expect home prices to skyrocket. Real estate bigwig Jeff Greene says it’s a waiting game—buyers and sellers are holding out for better deals. If you’re a first-time buyer, keep an eye on those rates. A drop could mean more homes for sale, but also fiercer competition. Stay ready! #RealEstate #housingmarket #interestrates2523Share
randerson+FollowWhy Home Prices Might Rocket SoonGrab your coffee—here’s the scoop: Real estate bigwig Jeff Greene says if interest rates drop, house prices could skyrocket. Right now, lots of folks are sitting tight, waiting for cheaper mortgages before selling or buying. If rates fall, expect a rush of homes hitting the market, which could finally give first-time buyers a shot. But Greene also warns: all this easy money and rising debt could mean trouble down the road. Stay sharp! #RealEstate #HomeBuying #InterestRates10Share
Elizabeth Lewis+FollowHow to Make Your Savings Work HarderHeads up, savers! Marcus by Goldman Sachs just cranked up its fixed-rate savings to 4.55% for a year. That means if you stash away £1,000, you’ll get £1,045.50 back—no effort required. The catch? You can’t touch your cash for a year, and only the first £85k is fully protected. With so many people leaving money in low-interest accounts, this could be your cue to shop around and make your money hustle a bit harder. #SavingsHacks #MoneyTalk #InterestRates #Business #Market00Share
jhampton+FollowWhy Your Loan Rate Won’t Drop SoonThinking about refinancing or taking out a loan? You might want to hold off—Citigroup just said rate cuts are likely delayed until September, not July. That means borrowing costs will stay higher for a bit longer, thanks to a surprisingly strong jobs report. On the bright side, Citi is feeling good about the stock market, especially with AI companies on the rise. So, if you’re investing, things are looking up! #MoneyMoves #InterestRates #Investing #Business00Share