A 500% interest payday loan nearly wrecked one Allentown resident’s finances after a job loss—reminding us how fast things can spiral without a safety net. Dave Ramsey didn’t mince words: avoid payday lenders at all costs, and teach your kids to do the same. Even with a new job lined up, Alex’s story is a wake-up call about how one emergency can topple your plans if you don’t have savings. Have you or someone you know ever felt stuck in a debt cycle? What’s your advice for breaking free? Let’s talk real solutions and support for our neighbors. #Business #MakeMoney #PersonalFinance