Here’s a wake-up call for your coffee break: Dave Ramsey says 35% of Americans are betting big on Social Security for retirement—and they might be in for a rude surprise. With Social Security’s future looking shaky, it’s smarter to build your own savings safety net. Imagine retiring and realizing your monthly check barely covers groceries! Pro tip: Start stacking up your 401(k) or IRA now, so Social Security is just a bonus, not your main meal ticket. #Business #MakeMoney #retirement