Thinking about buying a home in 2026? Here’s the scoop: to snag the best mortgage rates, you’ll want your credit score to hit around 780. But don’t stress if you’re not there yet—other stuff like your debt, savings, and even the type of loan you pick matter too. Lenders are getting pickier, so boosting your score and chatting with a mortgage pro early can save you big bucks. It’s not just about the number, it’s about your whole money picture! #RealEstate #HomeBuyingTips #CreditScore