megan01+FollowWhat’s a Good Credit Score for a House?Thinking about buying a home? Here’s the scoop: your credit score isn’t just a number—it’s your ticket to better mortgage deals. Lenders want to see at least 620 for most loans, but if you can bump it up to 700+, you’ll save big on interest. Even a small score boost can cut your monthly payment by $150 or more. Before you apply, check your score, fix any errors, and pay down those credit cards. It’s like prepping for a big sale—show up ready and you’ll get the best deal! #RealEstate #HomeBuying #CreditScore00Share
Diane Carter+FollowCredit Score Glow-Up? Don’t Get FooledHeads up: New credit score models are about to hand out scores to millions more Americans, but don’t get too excited yet. Just because you see a number pop up doesn’t mean you’ll get that dream home loan. Lenders still call the shots, and they’re picky. If your score drops or doesn’t impress, focus on the basics: check for errors, pay down cards, and don’t fall for quick fixes. Good habits beat new algorithms every time! #Business #MakeMoney #CreditScore00Share
Christine Baxter+FollowIs Your Credit Score Ready for a Refi?Thinking about lowering your mortgage payment or cashing out some home equity? Here’s the scoop: most banks want to see a credit score of at least 620 before they’ll let you refinance the conventional way. If your score’s lower, you might still get approved, but expect a higher rate. Pro tip: check your debt-to-income ratio—if it’s under 36%, you’re golden. Time to see if your credit is ready for a money move! #Business #MakeMoney #CreditScore00Share