Ever feel like every step toward a 'normal' life comes with a new bill? Turns out, the average American racks up about $1.8 million in debt over a lifetime—just by following the usual script: college, car, house, family. The real twist? Most of us are borrowing first and hoping our wallets catch up later. That quiet debt pressure shapes everything from where we live to when we retire. Maybe the new money hack is aiming for debt freedom, not just home ownership. #RealEstate #AmericanDream #PersonalFinance