dlopez+Followdon't let medical bills ruin your creditWhen facing medical billing issues in California, know your rights! California law (AB 1020) prohibits reporting medical debts under $500 to credit agencies, and all medical debt is granted a 180-day grace period before reporting. Before negotiating with collectors, document everything. Get itemized bills, check for errors, and write a formal dispute letter to both the hospital and collection agency detailing the double-billing issue. Keep communications in writing and request debt validation. California residents have stronger medical debt protections than most states - use them! #MedicalDebtRights #CaliforniaConsumerProtection #DebtNegotiation #HealthcareBilling 10Share
Danielle Ramos+Followmedical bills in collections? need advice👇Hey everyone! I'm dealing with a double billing issue from UCI, and now my medical bills are in collections. I heard in California they can't report these to credit, so I'm thinking of negotiating with the collector. Any tips on what to write back? Need to respond by May 1st. Appreciate any advice! #MedicalBills #DebtNegotiation #CaliforniaLaw181Share
dlopez+Followcan ignoring medical bills actually work?I've noticed something curious about my 2-year-old hospital bill that's been bouncing between collection agencies. The original $580 debt is now showing as $380 after being sold to a second collection company! Has anyone else watched their medical debt decrease just by waiting it out? I'm wondering if this strategy actually works long-term or if I'm risking bigger problems? Also curious about negotiation tactics that have worked for others dealing with old medical bills. What's been your experience with medical collections? #MedicalBills #DebtNegotiation #CuriousMind57122Share