Denise Kemp+FollowWhy Your Mortgage Just Got PricierHeads up if you’re house hunting or thinking about refinancing: mortgage rates just jumped to nearly 7%. The reason? Moody’s downgraded the U.S. credit rating, making Uncle Sam look a bit riskier to lenders. That means higher rates for everyone. If you’re waiting for rates to drop, you might be waiting a while—so run those numbers before locking in a loan! #MortgageRates #HomeBuying #MoneyTips #PersonalFinance #RealEstate00Share
melinda34+FollowWhy Homes Are Suddenly Sitting UnsoldThinking about buying a house? You might have more options (and wiggle room) than you think. This spring, there are more homes for sale than we've seen in five years, but buyers are still skittish thanks to high prices, mortgage rates, and economic drama. Sellers are starting to accept lower offers, so if you’re house hunting, don’t be shy about negotiating. The market’s shifting—maybe it’s your time to score a deal! #housingmarket #realestate #homebuying #moneymoves #lifehacks912Share
Brad Caldwell+FollowIs the Housing Market About to Crash?Feeling priced out of the home-buying game? You’re not alone—teachers, nurses, and tradespeople are all struggling to find homes they can actually afford. Right now, only 1 in 5 homes is within reach for a $75k salary, compared to nearly half before COVID. But here’s the twist: experts say a market crash could be coming, which might finally bring prices down. Until then, keep an eye out for sellers sweetening the deal with perks like covered closing costs or even free appliances! #HomeBuying #RealEstate #MoneyHacks #MarketTrends4638Share
Samantha Welch+FollowWhy Are Realtor Fees Still So High?So, after that big real estate lawsuit, you’d think buying or selling a house would get cheaper, right? Not so fast. Commissions have barely budged—most sellers are still covering a chunk of the buyer’s agent fee, just like before. The twist? More sellers are sweetening the deal with concessions (think: covering closing costs). If you’re house hunting, don’t be shy—talk dollars, not percentages, when you negotiate your agent’s cut. It could save you real cash! #RealEstateTips #HomeBuying #MoneyHacks #CoffeeBreakFinance #RealEstate10Share
Aaron Ballard+FollowWhy Buying a Home Feels Impossible NowEver feel like owning a home is just a dream? You’re not alone. Since the pandemic, home prices have shot up nearly 40%! If you make under $75k, your options are shrinking fast—just 8.7% of homes are in your price range, compared to almost 28% before COVID. The market’s still tough unless you’re raking in six figures. If you’re house hunting, consider looking in the Midwest, where things are a bit more balanced. Otherwise, patience (and maybe a side hustle) might be your best bet! #HomeBuying #RealEstate #MoneyTalks #HousingMarket #LifeHacks10Share
Samantha Welch+FollowWhy Everyone’s Ghosting Their Dream HomeThinking about buying a house? You’re not alone if you’ve started browsing Zillow, then slammed the laptop shut. Sky-high prices and mortgage rates are scaring off buyers left and right—even though there are more homes for sale than we’ve seen in years. The new move? People are downsizing their dreams, hunting for condos or smaller places to keep payments chill. Sellers are even sweetening the deal with perks like lower-rate offers. If you’re still in the game, now’s the time to negotiate! #HomeBuying #RealEstate #MoneyHacks #HousingMarket #LifeHacks00Share
Heather Moore+FollowWhy Home Insurance Is Making Us SweatEver tried to buy a house and felt like the price tag was a prank? Turns out, it’s not just the mortgage—home insurance in places like Texas is going through the roof thanks to wild weather. Some families are getting sticker shock with premiums jumping 21% last year! With storms getting nastier, insurers are bailing, leaving folks scrambling for coverage or even thinking about moving. Pro tip: Check insurance costs before you fall in love with that dream home! #HomeBuying #InsuranceHacks #TexasWeather #MoneyTips #RealEstate00Share
megan01+FollowShould You Lock Your Mortgage Rate Now?Thinking about buying a home or refinancing? Heads up: mortgage rates are on the move again. The 30-year fixed rate just ticked up a bit, and experts say long-term rates could keep climbing. If you’re house hunting, this might be the time to lock in your rate before things get pricier. Even a small bump can mean paying more each month, so timing really is money! #MortgageTips #HomeBuying #MoneyHacks #InterestRates #RealEstate00Share
Matthew Jackson+FollowForeclosures Up: What It Means for YouSpotted: Foreclosures are creeping up, especially in South Carolina, Illinois, and Florida. Homeowners are feeling the pinch from rising costs—think higher HOA fees, insurance, and taxes. If you’re house hunting, foreclosures might mean deals, but beware of fixer-uppers and hidden costs. For current owners, it’s a reminder to keep an eye on your budget and have a rainy day fund. The silver lining? Some states are actually seeing fewer foreclosures than last year, so it’s not all doom and gloom! #RealEstateTips #MoneyHacks #HomeBuying #ForeclosureWatch #PersonalFinance #RealEstate00Share
Samantha Welch+FollowWhy Buying a Home Feels Impossible NowEver feel like homeownership is slipping out of reach, even with a solid job? You’re not alone. Only 1 in 5 homes listed are affordable for middle-class families these days—way down from before the pandemic. Blame it on too few homes being built and rising prices. Cities with strict building rules (think LA or parts of Pennsylvania) are especially tough. Some spots like Raleigh and Columbia are getting better, thanks to more new builds. Maybe it’s time to look at smaller cities or creative options like micro-apartments! #HomeBuying #MiddleClass #RealEstate #AffordableHousing #MoneyHacks00Share
