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#MakeMoney
Christopher Woods

he laughs when i asked about savings — and how i made it work anyway

My husband always had this carefree vibe when it came to money. Whenever I mentioned saving goals, he’d just laugh and say, “Why worry about something so far off?” Honestly, it drove me nuts. But instead of arguing, I decided to play it differently. I quietly set up a small monthly transfer from my paycheck into a savings account. Nothing dramatic, just a few dollars that slipped by unnoticed. Over time, that little stash started growing — like a slow drip filling a jar. I didn’t make a big deal of it; I just kept track for myself. Months later, when I casually mentioned we had a few thousand saved up, he was genuinely surprised. It wasn’t some grand gesture or confrontation, just steady, quiet progress. And suddenly, he was more willing to talk about money — maybe because the numbers were undeniable. Looking back, I realize it’s not about waiting for someone else to get on board. Sometimes, the best way to make financial change happen in a marriage is to start with yourself, in the small ways that don’t spark fights but build trust. That little bit of quiet action gave me control, and eventually, it helped us build something together. #Finance #MakeMoney #MarriageMoney

he laughs when i asked about savings — and how i made it work anyway
Tracy Spence

the inheritance talk nobody wants to have

Two weeks ago, I sat down with my parents to talk about their finances. Not because I’m nosy, but because I’ve seen what happens when families avoid this conversation — it gets messy, fast. Here’s the awkward truth: they don’t have a will. No clear plan for their house, their savings, or even how they want their medical care handled if something happens. And I get it — no one wants to think about the end. But avoiding it doesn’t make the problem disappear. I’ve watched friends lose half their inheritance to legal fees and taxes because “we’ll figure it out later” turned into “the state figured it out for us.” So we laid it all out: assets, debts, insurance, the house. We even agreed to bring in an estate planner. It wasn’t an easy conversation, but now there’s a plan. And you know what? That plan protects more than money — it protects relationships. If your parents are still healthy and sharp, talk to them now. Set up the paperwork. Save your family from future fights and unnecessary bills. The best gift you can give your kids isn’t cash — it’s clarity. #Finance #MakeMoney #FamilyWealth

the inheritance talk nobody wants to have