James Cook+FollowRetiring With a Big IRA? Here’s the RMD HackSo, you’re about to retire with a $2.6 million IRA—way above average! But now you’re sweating those required withdrawals (RMDs) and the tax hit. Here’s the scoop: you can dodge some of that tax drama by moving chunks of your IRA into a Roth account over a few years, not all at once. That way, you spread out the tax pain and keep your options open for future spending, travel, or even charity. Think of it as giving your future self more ways to enjoy your money! #Business #MakeMoney #RetirementHacks20Share
nkent+FollowStuck in a debt loop? Here’s what Ramsey saysEven with a $75K income, Janet from Boise says her family’s bills feel never-ending—paying late, then facing the same cycle again just a week later. Dave Ramsey didn’t sugarcoat it: he told her to ditch the RV, stop eating out, and get brutally honest about where every dollar goes. His point? It’s not just about making a budget—it’s about sticking to it, together, every single week. Have you ever felt like your paycheck disappears before you even see it? What’s helped you break the cycle? Let’s talk real-life strategies that actually work. #Business #MakeMoney #DebtFreeJourney00Share
cody79+FollowSocial Security’s Big Tech Makeover: Ready or Not?Heads up if you or your folks rely on Social Security: the agency is going digital, slimming down local offices, and centralizing everything. That could mean quicker results for some, but if you’re used to fixing problems in person or on paper, brace for longer waits and more online forms. With only a small bump in 2026 benefits, every delay could hit your rent or grocery budget. Time to brush up on your digital skills! #Business #MakeMoney #SocialSecurity00Share
Joseph Livingston+FollowWhen big risks backfire: A Denver money messTaking a leap into real estate and quitting a steady job might sound like the ultimate freedom move, but for Chris in Denver, it’s turned into a financial nightmare. After pouring over $100K into renovations and trying to make Airbnb work, he’s now deep in debt and stuck with a house worth less than he paid. Dave Ramsey didn’t sugarcoat it—sometimes you have to admit defeat, cut your losses, and get back to basics. Would you sell and start over, or keep fighting to make it work? Let’s talk about the real cost of chasing dreams without a safety net. #Business #MakeMoney #Denver00Share
cody79+FollowHow to Score a Bigger Social Security CheckEver wonder why your Social Security check is the size it is? Turns out, it’s all about your top 35 earning years, when you decide to start collecting, and a quirky formula that gives a boost to lower earners. If you want a fatter check, working longer or earning more in your later years can really pay off. Claiming early? You could lose up to 30%—ouch! So, waiting until 70 can mean a much bigger monthly payday. Check your earnings history and plan ahead to maximize your future coffee money! #Business #MakeMoney #MoneyHacks70Share
Joseph Livingston+FollowCleveland homeowners: Tax relief is coming—just not yetProperty tax bills in Cleveland might look higher than expected this winter, but don’t panic—real savings are on the way. Thanks to a new state law, many homeowners will see lower bills, but the changes won’t show up until summer. If you pay now, you’ll get a credit or refund later. The biggest cuts will hit rural areas, while most of Cuyahoga County will see little change. Meanwhile, new local levies are still pushing some bills up. How do you feel about the timing and fairness of these tax changes? #Business #MakeMoney #Cleveland00Share
Christine Baxter+FollowHow to Hack Your Way to an 800 Credit ScoreEver wonder how some people score those ultra-low rates on car loans or credit cards? It’s all about that magic 800+ credit score. Only about 1 in 4 Americans get there, but it’s not rocket science: pay bills on time, keep your balances low (think: don’t max out your cards), and don’t go wild applying for new credit. With new rules possibly capping credit card interest, a high score could mean more perks—and less risk of your card getting canceled. #Business #MakeMoney #CreditScore00Share
nkent+FollowHow Much Does $100K Really Pay in Retirement?Ever wondered what a $100,000 annuity actually puts in your pocket each month? It’s like trading your savings for a steady paycheck—think $525 to $1,000 monthly, depending on your age and how you set it up. The catch? The more guarantees you want (like payouts for your spouse or inflation protection), the smaller your check. If you want flexibility, you might only annuitize part of your savings. It’s all about matching your money moves to your lifestyle goals! #Business #MakeMoney #MoneyTalks00Share
Emily Rogers+FollowHow ignoring your IRA could cost you bigRolling over $50K from a 401(k) to a Traditional IRA seemed like a smart move—until five years later, the account had barely grown. While the stock market soared, this investor’s balance only ticked up $2K, likely eaten away by fees and ultra-conservative fund choices. Turns out, “set it and forget it” doesn’t mean never check in. Many in the personal finance community say it’s a wake-up call: even if you trust your advisor, you still need to keep tabs on your investments. Have you ever been surprised by your account’s performance? #Business #MakeMoney #PersonalFinance00Share
nkent+FollowHow to Make Your Social Security Check Go FurtherDid you know your Social Security check might not stretch as far in 2026, even with a small bump? Rising prices on groceries, utilities, and healthcare can eat up those extra dollars fast. But here’s the hack: coordinate your check with other income, watch out for taxes and Medicare deductions, time big bills after January’s increase, and always ask for senior discounts. Little tweaks can make your money last longer—think of it as giving yourself a mini-raise! #Business #MakeMoney #SocialSecurity00Share
