Emily Rogers+FollowCDs: The 6-Month Sweet Spot for SaversIf you’ve got some cash you won’t need right away, now’s a great time to check out 6-month CDs. Short-term CDs are serving up the best rates this September—think 4% or more. The catch? Your money’s locked up until the CD matures, so don’t stash your emergency fund here. If you want to keep things flexible, consider a CD ladder or mix in some no-penalty CDs. Rates might drop soon, so lock in while you can! #Business #MakeMoney #MoneyHacks80Share
Robyn Anderson+FollowHome Insurance Gotchas: Don’t Get Burned!Here’s a coffee break reality check: your home insurance might not have your back like you think. If you skip maintenance, fudge the truth, or run a side hustle from home without telling your insurer, you could end up footing the bill for big repairs. Even leaving your place empty too long can void your coverage. Double-check your policy and ask questions now—future you will thank you! #Business #MakeMoney #HomeInsurance50Share
Emily Rogers+FollowSocial Security Paydays: When’s Your Check Coming?Heads up if you’re retired: September’s Social Security checks are rolling out soon! If you’re 70+, you could see up to $5,108 hit your account, depending on your birthday. The earlier you retire, the less you get—so waiting can really pay off. With more retirees and fewer workers, future payments might shrink unless Congress steps in. Pro tip: Use the SSA calculator to see what you’ll get and plan ahead! #Business #MakeMoney #SocialSecurity81Share
Emily Rogers+FollowHow I’m Still Getting 4.5% on My SavingsCD rates are dropping, but you can still lock in a sweet 4.5% if you know where to look. Here’s the trick: skip the brick-and-mortar banks and check out online banks—they’re offering better deals since they don’t have to pay for fancy buildings. Use comparison sites to find the best offers, and don’t sleep on short-term CDs, which are paying more than long-term ones right now. Act fast before rates dip again! #Business #MakeMoney #MoneyHacks122Share
David Hall+Followthe $200 family meeting that saved us thousandsLast year, my brother wanted to buy a truck “for work.” He had no down payment, but thought financing it at 7% was fine because “I’ll make the money back.” I called a family meeting — something we never do. Four of us sat in my parents’ kitchen with coffee and spreadsheets. We laid out all monthly expenses, interest rates, and potential side income ideas. That meeting cost us a $200 pizza bill, but it stopped my brother from locking himself into a 5-year debt trap. Instead, we pooled some savings to get him a used van for cash. He started his business with zero debt, and the $400+ monthly payment he avoided? He’s been investing it in a low-cost S&P 500 ETF since. He’s already up over $1,000 in less than a year. Families don’t need to agree on everything, but they need to talk about money before it becomes a problem. One honest conversation can be worth more than a raise. #Finance #MakeMoney #FamilyMoney322Share
Diane Carter+FollowHow a Fed Rate Cut Hits Your WalletHeads up: the Fed might finally lower interest rates this September. What does that mean for you? If you’re eyeing a new loan or credit card, you could see slightly better deals, but don’t expect a huge drop—credit card rates are still sky-high. Savers, your high-yield accounts might not pay as much, so shop around. And for mortgages, don’t count on big changes—those rates dance to their own tune. Keep an eye out and stay flexible! #Business #MakeMoney #PersonalFinance110Share
Robyn Anderson+FollowAre You Saving Money or Just Being Cheap?Ever skipped a friend’s birthday dinner or loaded up on restaurant condiments just to save a few bucks? There’s a fine line between being smart with your cash and just being plain cheap. The real money hack? Focus on cutting big, unnecessary costs—like shopping around for better insurance or canceling unused subscriptions—instead of penny-pinching at the expense of your relationships or dignity. Save smarter, not harder! #Business #MakeMoney #MoneyLifehacks51Share
Joseph Livingston+FollowRetirement Rule Gets a Raise: Spend More!Heads up if you’re dreaming of beach days in retirement! The old 4% rule—how much you can safely spend from your nest egg each year—just got a glow-up to 4.7%. That means you might be able to treat yourself a little more without running out of cash. Why? Savvy investors are mixing things up with more types of investments, not just stocks and bonds. Just remember: your spending should flex with your lifestyle, not just the math! #Business #MakeMoney #RetirementHacks20Share
Joseph Livingston+FollowDon’t Let Banks Decide Who Gets Your MoneyHere’s a money lifehack for your next coffee break: Just because you share a bank account or wrote a will doesn’t mean your partner will automatically get your cash if something happens to you. Banks follow the fine print—beneficiary forms and account rules—often leaving loved ones in the lurch while the bank plays it safe. Want to avoid a financial mess? Double-check and update your beneficiary info regularly. Paperwork, not love, wins when it comes to your money! #Business #MakeMoney #MoneyLifehacks30Share
Robyn Anderson+FollowDon’t Fall for These Money Myths from AdvisorsEver been told by a financial advisor that your investment is “totally safe” or that you’ll get guaranteed returns? Turns out, these promises can leave you with less cash and more stress when things go sideways. The real money hack: always ask questions, get everything in writing, and remember—if it sounds too good to be true, it probably is. Protect your wallet by staying curious and never relying on just a handshake. #Business #MakeMoney #MoneyTalks147Share
