Willie Morales+FollowCD or High-Yield Savings? $20k DilemmaGot $20k sitting around? Here’s the scoop: CDs and high-yield savings accounts are both offering sweet interest rates right now, but there’s a catch. CDs lock in your rate (and your cash) for a set time, so you can’t touch it without a penalty. High-yield savings accounts let you dip in anytime, but their rates could drop soon if the Fed cuts rates. If you want flexibility, go savings. If you want a guaranteed return, CD’s your friend. Either way, don’t let your money snooze in a regular savings account! #MoneyMoves #SavingsHacks #PersonalFinance #Business #MakeMoney00Share
Emily Rogers+FollowWill Your Social Security Check Grow in 2026?Heads up if you’re counting on Social Security: next year’s cost-of-living bump could be around 2.5%, which means about $40 more in your monthly check. But here’s the twist—if those new tariffs kick up prices, that number could climb even higher. So, inflation isn’t just a buzzword; it might actually pad your wallet a bit more. Stay tuned for the official update in October! #SocialSecurity #MoneyTips #InflationWatch #Business #MakeMoney10453Share
cody79+FollowWhy Your Groceries Aren’t SkyrocketingEver wonder why your grocery bill isn’t exploding, even with all the talk about tariffs and trade wars? This month’s inflation report shows prices are rising way less than expected, despite some big stores like Walmart bumping up prices. Turns out, many businesses are eating the extra costs instead of passing them to us. That means your phone upgrade or next flight might even be cheaper! Wall Street’s loving it, and there’s a good chance interest rates could drop soon—more money in your pocket! #MoneyHacks #Inflation #Tariffs #Business #MakeMoney13Share
Emily Rogers+FollowCould You Slash Your Credit Card Debt by July?Feeling the pinch from rising prices and sky-high credit card interest? If you’re drowning in plastic debt (think $5K+), there’s a way out: credit card debt forgiveness. It’s not instant, but if you start now—gather proof of hardship, compare relief companies, and prep your paperwork—you could see your balance cut by up to half by July. Just remember, not everyone qualifies, and there are fees, so shop around! #DebtRelief #MoneyHacks #CreditCardTips #Business #MakeMoney10Share
Christine Baxter+FollowChatGPT Roasted My Retirement PlanEver wondered if your retirement plan is actually on track? I let ChatGPT take a look at mine, and wow—let’s just say my savings goals got a major reality check. Turns out, I should be aiming for way more in my nest egg and mixing up my accounts for tax perks. Plus, ChatGPT called me out for letting my spending creep up with every raise. Time to swap those extra lattes for a fatter 401(k)! #MoneyHacks #RetirementReady #AIBudgeting #Business #MakeMoney00Share
Joseph Livingston+FollowWhy $10K in Savings Feels Like a SuperpowerEver wonder when money finally feels like it’s working for you? Ramit Sethi says it’s not when you hit $100K or a million—it’s when you stash away your first $10,000. That’s the moment you go from stressing over every bill to feeling like you can actually breathe. Suddenly, surprise expenses don’t wreck your week, and you start thinking about growing your cash instead of just surviving. But heads up: hitting $10K isn’t a magic fix—your habits and mindset still matter more than the number. #MoneyMindset #PersonalFinance #SavingsGoals #Business #MakeMoney10Share
Willie Morales+FollowDid You Forget About That Old LTC Policy?Ever find an old gift card in your junk drawer? Turns out, long-term care insurance can be a hidden gem for paying senior living bills. These days, policies are more flexible—some even give money back if you don’t use them. But heads up: benefits only kick in when you need help with daily stuff like bathing or eating, and there’s usually a waiting period before payouts start. Pro tip: dig up any old policies and let your family know—they could save you big bucks down the road! #SeniorLiving #MoneyHacks #LongTermCare #Business #MakeMoney10Share
Joseph Livingston+FollowCredit Card Rates: Worth Waiting to Drop?Heads up if you’re carrying a credit card balance: rates have dipped a bit from last year’s crazy highs, but they’re still no bargain. Don’t bank on big drops soon—waiting it out could cost you more in the long run. If your balance feels like it’s stuck on a treadmill, now’s the time to check out options like balance transfers or debt relief, instead of just hoping rates will magically fix things. #MoneyHacks #CreditCardTips #DebtFreeJourney #Business #MakeMoney00Share
Diane Carter+FollowWhy Your Bank Balance Lies to YouEver checked your bank app and thought, "Hey, I’m richer than I thought!"? Don’t fall for it. That number doesn’t always tell the full story—pending charges, surprise auto-payments, and even tech glitches can throw your balance off. A lot of folks have been burned by overdraft fees or missed bills because they trusted the app. Pro tip: always keep your own running tally, especially if you’re living close to the edge. Your wallet will thank you! #MoneyHacks #PersonalFinance #BankingTips #Business #MakeMoney10Share
Christine Baxter+FollowHow to Hit Pause on Debt When Life Hits HardEver had a month where your wallet just can't keep up? If a job loss or surprise bill throws your budget out the window, you don't have to ghost your debt and hope for the best. Instead, call your lender and ask about hardship programs—they might let you skip or lower payments for a bit. This way, you avoid late fees and angry calls, and your credit stays safe. The sooner you ask, the more options you’ll have! #MoneyHacks #DebtHelp #LifeHappens #Business #MakeMoney30Share
