Kathryn Olsen+FollowHow Many Credit Cards Is Too Many?Ever wondered if your wallet is bursting with too many credit cards? Turns out, the average American has about four, but some savvy folks (especially on Reddit) juggle eight or more to score rewards and cash back. The catch? Opening too many cards at once can ding your credit score, and closing them can hurt too. Best hack: keep unused cards at zero balance and stash them away. Check your credit regularly, and only close cards if you really need to simplify. #Business #MakeMoney #MoneyHacks04Share
James Cook+Follow3 Numbers That Make You Rich (No Math Degree Needed)Ever wonder how some people seem to just stack cash? Preston Seo, a YouTuber who talks money, says it’s all about tracking three simple numbers: your net worth (what you own minus what you owe), your savings rate (how much you keep vs. spend), and your ‘freedom number’ (how much you need to never work again). The big shift? Stop guessing and start tracking—your bank account will thank you! #Business #MakeMoney #MoneyHacks718Share
nkent+FollowColorado seniors set for major tax breakBig news for Colorado retirees: starting in 2026, most seniors will no longer pay federal income tax on their Social Security benefits. This change could mean real savings for about 1 million people across the state, especially as housing costs keep rising. The new deduction—$6,000 for individuals, $12,000 for couples—mainly helps middle-income homeowners, making it easier to stay in their homes. There’s also a boost to the SALT deduction cap and new funding for senior housing. What do you think—will this help seniors in your community stay afloat, or is more support needed? #Business #MakeMoney #Colorado13625Share
Robyn Anderson+FollowHow to Make Market Dips Work for Your RetirementEver thought a stock market drop could be good for your future wallet? Here’s a money hack: when the market dips, converting your traditional IRA to a Roth means you pay taxes on a smaller amount, and all the recovery growth is tax-free. But don’t rush—if you don’t have extra cash for taxes or are close to retirement, it might not be for you. The key? Review your plan every year and match moves to your life changes. #Business #MakeMoney #MoneyHacks00Share
Christopher Woods+Followarguing over spending? this one habit saved our marriage and moneyEvery couple has “the fight.” Ours was always: “Why did you buy that?” I’m the planner. He’s the spender. For years, we repeated the same argument every month — and watched our savings stall. What finally changed everything? One habit: weekly money check-ins. Every Sunday night, we sit down for 20 minutes. We look at our bank balance. We review what we spent. And we plan what’s coming. It’s awkward at first. But now? It’s routine. He knows when to pause a purchase. I know when to loosen up. And together, we’ve paid off $12,000 in debt and started investing for our future. Money doesn’t ruin marriages. Silence does. #Finance #MakeMoney #Marriage42Share
Christine Baxter+FollowStretch Your Social Security Like a ProEver feel like your Social Security check disappears too fast? Try splitting it into weekly amounts so you don’t run out before the month ends. Local libraries and senior centers often have free meals, events, and even rides—perfect for saving cash and staying social. Stack those senior discounts with coupons, and don’t forget to automate a little savings each month. Team up with neighbors for bulk buys, and look into utility relief programs to cut bills. Little tweaks, big difference! #Business #MakeMoney #MoneyHacks10Share
nkent+FollowHow One Missed Tax Form Can Wreck Your Family’s InheritanceHere’s a money lifehack you don’t want to skip: when you’re sorting out your will or helping your parents with theirs, double-check every tax form. Missing just one can freeze the money your family expects, rack up surprise IRS bills, or even cost them big on inherited property. Think of it like forgetting to scan your rewards card at checkout—except the stakes are way higher. Save your loved ones a headache and make sure all the paperwork is in order! #Business #MakeMoney #MoneyLifehacks91Share
Christine Baxter+FollowCD Rates Dropping? Here’s How to Win NowThinking about where to park your cash this fall? CD rates are still higher than usual, but experts say they might drop soon if the Fed cuts rates. If you want to lock in a good return, now’s the time to act. Consider a no-penalty CD for flexibility, don’t tie up too much money, and shop around for the best deals. Laddering CDs can also keep your options open. Basically, don’t sleep on your savings! #Business #MakeMoney #MoneyHacks20Share
Christopher Woods+Followwe turned wedding debt into a profitable side hustleWhen my wife and I got married, we started with a $9,000 credit card bill from the wedding. We could’ve taken the slow route — minimum payments, years of interest. Instead, we treated it like a business problem. We listed everything we could sell from wedding décor to unused registry items. That gave us $2,300 instantly. Then we started a weekend photography gig using the same skills we learned while planning our wedding. Six months later, the debt was gone, and the side hustle was making $500 a month extra. Lesson: sometimes the financial hole you dig in marriage can be filled with the same shovel that created it — you just need to flip it into an income tool. #Finance #MakeMoney #MarriageAndMoney211Share
Diane Carter+FollowHow Much Do Retired Big Spenders Get From Social Security?Ever wondered what Social Security looks like for folks who lived large? At age 75, upper class retirees are pocketing about $3,100 a month on average. The catch? Your payout depends on how long you worked and when you started collecting. Wait longer, get more. Start early, get less. So, if you want those extra lattes in retirement, plan to work a bit longer and hold off on claiming those checks! #Business #MakeMoney #SocialSecurity2522Share
