Christine Baxter+FollowHit $100K in Your 401k? Time to Kill Debt!Ever wonder what to do when your 401k finally hits that sweet $100,000? Here’s a money hack: Once you reach that milestone, consider shifting gears and tackling any high-interest debt (like those pesky credit cards). Why? Because the interest you’re paying could eat up your future gains. Knock out that debt, and you’ll free up more cash to grow your retirement fund even faster—and stress less about bills. It’s all about working smarter, not harder! #Business #MakeMoney #MoneyHacks10Share
James Cook+FollowHow Much Can $150K in a CD Really Earn?Ever wondered what parking $150,000 in a CD could do for you? With rates hovering around 4%, you could pocket anywhere from $1,500 in a few months to over $34,000 in five years—no stock market rollercoaster required. CDs are hot right now because they lock in your interest, so you don’t have to stress about rates dropping. If you want your cash to work while you chill, a CD might be your next money move. #Business #MakeMoney #MoneyHacks60Share
Mark Sims+FollowHow I Make My Coffee Money Work for MeEver wish your coffee money could work as hard as you do? Here’s a trick: stash a bit each month into a Vanguard ETF—think of it like setting up a money robot that quietly grows your savings. These funds mix your cash across loads of companies, so you’re not putting all your eggs in one basket. Bonus: you get paid dividends, aka surprise cash, just for holding on. It’s a chill way to let your money hustle while you sip your latte. #Business #Market #MoneyHacks10Share
Brad Caldwell+FollowSelling Your House? Here’s the Tax ScoopThinking of cashing in on your home? Here’s the deal: you might owe taxes on your profit, but most folks don’t. If you’ve lived in your place for at least two years, you can pocket up to $250K (or $500K for couples) tax-free. Only profits above that get taxed. And don’t forget, you can subtract what you spent on upgrades and selling costs. Heads up: future rules could change, so keep an eye out! #RealEstate #HomeSellingTips #MoneyHacks70Share
Elizabeth Lewis+FollowHow Much Cash Should You Actually Keep?Ever wonder how much cash you should have sitting in your account? Most folks keep 5-15% of their investments in cash, but it really depends on your age and comfort level. Younger people can get away with less, while retirees might want more for peace of mind. The real trick? Cash is your safety net for emergencies and your secret weapon for snagging deals when the market dips. Too little, and you might have to sell at a loss; too much, and inflation eats away at your money. Find your sweet spot! #Business #Market #MoneyHacks5335Share
Brad Caldwell+FollowRetiring in Style: What’s the Real Cost?Thinking about moving into a 55+ community for your golden years? The perks are real—think pool days, zero yard work, and built-in friends. But heads up: between entry fees, monthly costs, and rising HOA dues, the price tag can really add up over decades. Location matters too—Florida and California? Pricey. Midwest? More wallet-friendly. If you love convenience and community, it might be worth every penny. Just crunch those numbers before you leap! #RealEstate #RetirementPlanning #MoneyHacks01Share
Samuel Gutierrez+FollowAA Drops Seatback Screens—Bring Your Own!Heads up, frequent flyers! American Airlines is ditching seatback screens on its shorter flights, so you’ll need to bring your own device for in-flight movies. While this saves the airline some cash, it means you’ll be juggling your phone or tablet and probably hunting for a charger mid-flight. Delta and United are keeping their screens, so if you love built-in entertainment, you might want to shop around before booking. #Business #TravelTips #MoneyHacks20Share
Danielle Anderson+FollowWhy My Dad Loves Treasury Bonds NowEver wonder why your parents rave about Treasury bonds? Right now, these government IOUs are paying out more than they have in years—think 4.3% for 10 years, 4.8% for 30. It’s like locking in a steady allowance from Uncle Sam, perfect if you want your money to chill safely while you sleep. But heads up: if inflation heats up, your real gains could shrink. If you’re close to retirement or just want less drama in your portfolio, Treasuries might be your new BFF. #Business #Market #MoneyHacks84Share
megan01+FollowWhy Your Home Insurance Is SkyrocketingEver noticed your home insurance bill creeping up? Turns out, wild weather is hitting insurers hard—$84 billion in losses already this year! That means higher premiums and stricter coverage for us. If you’re feeling the pinch, try shopping around for better deals, bundling your policies, or raising your deductible (if you’ve got an emergency fund). Weatherproofing your place could also score you a discount. Bonus: going solar might save you on energy bills, too! #RealEstate #HomeInsurance #MoneyHacks44Share
Matthew Jackson+FollowWill Houses Ever Get Cheaper? ChatGPT SpillsThinking about buying a house in the next five years? Don’t hold your breath for a big price drop—ChatGPT predicts homes could hit $510K-$580K by 2030. The real kicker: waiting might just mean paying more. If you’re dreaming of a place to call your own, start stacking that down payment, boost your credit score, and check out first-time buyer programs. And don’t forget, your monthly costs are more than just the mortgage—think taxes, insurance, and repairs. Plan ahead and lock in rates when you can! #RealEstate #HomeBuying #MoneyHacks01Share
