Kathryn Olsen+FollowHow Many Credit Cards Is Too Many?Ever wondered if your wallet is bursting with too many credit cards? Turns out, the average American has about four, but some savvy folks (especially on Reddit) juggle eight or more to score rewards and cash back. The catch? Opening too many cards at once can ding your credit score, and closing them can hurt too. Best hack: keep unused cards at zero balance and stash them away. Check your credit regularly, and only close cards if you really need to simplify. #Business #MakeMoney #MoneyHacks01Share
nkent+FollowHow to Cash Out Your Life InsuranceEver thought your life insurance policy was just a safety net for your family? Turns out, if you’re 65 or older, you can actually sell that policy for way more than you’d get by just cashing it in or letting it go. Some seniors are getting over six times the usual payout by selling to investors who want steady returns. So, if your policy feels more like a monthly bill than a benefit, maybe it’s time to see what it’s really worth! #Business #MakeMoney #MoneyHacks32Share
Elizabeth Lewis+FollowHow to Turn $10 Into $1 Million? AI Spills the TeaEver wondered if you could turn $10 into a million? I asked an AI, and here’s the scoop: You can play the long game by investing in index funds (think: set it and forget it, like a Netflix subscription for your money), or hustle by flipping stuff online or learning new skills to cash in on. Or, if you’re feeling lucky, you could try your hand at crypto or even the lottery—but don’t bet your coffee money! Turns out, patience and smart moves win the race. #Business #Market #MoneyHacks00Share
Matthew Jackson+FollowBuffalo’s Secret: Affordable Homes Are Back!House hunting doesn’t have to mean sticker shock—at least not everywhere. Zillow’s latest scoop says cities like Buffalo, St. Louis, and Pittsburgh are seeing more than half their homes priced for regular folks. But if you’re in LA or San Diego, affordable listings are as rare as a unicorn Frappuccino. East Coast wins this round, but West Coasters might want to keep renting (or win the lottery). #RealEstate #HomeBuying #MoneyHacks00Share
Christine Baxter+FollowAre Your Credit Card Habits Costing You?Ever wonder why your credit card bill keeps creeping up? Turns out, carrying a balance, maxing out cards, or only paying the minimum are like leaving the lights on all day—costly and unnecessary. Lenders notice these habits, and they can ding your credit score or even lower your limit. Pro tip: Treat your card like a debit card—pay it off each month and avoid cash advances. Your future self (and wallet) will thank you! #Business #MakeMoney #MoneyHacks10Share
Allen Rios+FollowHow to Make Your Money Work While You Sip CoffeeEver wish your savings could buy you more than just a latte? Check out dividend growth stocks like Aflac, Trane Technologies, and American Express. These companies have a track record of raising their payouts year after year, so your passive income can double over time—no fancy finance degree needed. It’s like getting a raise just for holding onto your shares. If you want your money to hustle while you relax, these are worth a look! #Business #Market #MoneyHacks60Share
Shelly Powell+FollowWhy Renting Might Be Your 2025 Money HackThinking about buying a house in 2025? You might want to keep renting instead. With sky-high mortgage payments and surprise costs like repairs and taxes, renting could save you serious cash and headaches. Plus, you get the freedom to move for new jobs or adventures without being tied down. Many homeowners are feeling buyer’s remorse, while renters can invest their savings elsewhere—like in stocks, which outperformed real estate last year. Don’t let social pressure rush you into buying—sometimes, flexibility and fewer bills are the real win. #RealEstate #MoneyHacks #RentVsBuy62Share
nkent+FollowSummer Tax Hacks: Save Before Fall!Here’s a quick money tip for your coffee break: even though it’s not tax season, you can still score some sweet savings before summer ends. If you’re self-employed, topping up your SEP IRA now could shrink your tax bill. Charitable donations and maxing out your HSA are other easy wins. And don’t forget to use up your FSA funds before they vanish! A little planning now means more cash in your pocket later. #Business #MakeMoney #MoneyHacks10Share
Willie Morales+FollowThe Surprising Way Your Money Gets Locked UpEver wondered what happens to your money if you suddenly can’t make decisions for yourself? Here’s a wake-up call: if you’re declared mentally unfit, banks and brokers can freeze your accounts instantly—checking, savings, investments, even your business cash. That means your family could be scrambling to pay bills or access funds. The hack? Set up a durable Power of Attorney and consider trusts so your loved ones aren’t left in the lurch. Planning ahead = peace of mind! #Business #MakeMoney #MoneyHacks00Share
Willie Morales+FollowWhy Social Security Alone Won’t Cut ItThinking Social Security will cover your whole retirement? Dave Ramsey says, think again! The safety net might not be as sturdy as you hope—by 2034, the reserves could run dry. The big shift: more retirees, fewer workers paying in. Translation? You’ll want your own backup plan. Start stashing cash in a 401(k) or IRA, and don’t count on Uncle Sam for all your golden years. Plus, if you’re married, get smart about spousal benefits—there’s free money on the table if you play it right! #Business #MakeMoney #MoneyHacks30Share