Shelly Powell+FollowWhy Renting Might Be Your 2025 Money HackThinking about buying a house in 2025? You might want to keep renting instead. With sky-high mortgage payments and surprise costs like repairs and taxes, renting could save you serious cash and headaches. Plus, you get the freedom to move for new jobs or adventures without being tied down. Many homeowners are feeling buyer’s remorse, while renters can invest their savings elsewhere—like in stocks, which outperformed real estate last year. Don’t let social pressure rush you into buying—sometimes, flexibility and fewer bills are the real win. #RealEstate #MoneyHacks #RentVsBuy62Share
Willie Morales+FollowWhy Social Security Alone Won’t Cut ItThinking Social Security will cover your whole retirement? Dave Ramsey says, think again! The safety net might not be as sturdy as you hope—by 2034, the reserves could run dry. The big shift: more retirees, fewer workers paying in. Translation? You’ll want your own backup plan. Start stashing cash in a 401(k) or IRA, and don’t count on Uncle Sam for all your golden years. Plus, if you’re married, get smart about spousal benefits—there’s free money on the table if you play it right! #Business #MakeMoney #MoneyHacks30Share
Samantha Welch+FollowShould You Tap Your Home Equity Now?Home equity loan rates just hit their lowest point in 2025—so if you’ve been eyeing a big home project or need extra cash, now’s a tempting time to borrow against your house. The catch? Your home is on the line if you can’t pay it back. The upside: fixed rates mean no surprise hikes, and you might even snag a tax break for home improvements. Just make sure you’re borrowing for the right reasons, not just because rates are low! #RealEstate #HomeEquityLoan #MoneyHacks00Share
Joseph Livingston+FollowIs Your Savings Account Secretly Costing You?Ever feel good watching your savings account grow? Here’s the twist: parking too much cash in the bank could actually slow down your money goals. Inflation quietly chips away at your buying power, and low interest rates mean your cash isn’t working for you. Instead, try splitting your savings—keep enough for emergencies, but let the rest grow in investments. It’s like giving your money a side hustle! How do you balance saving and investing? Share your tips! #Business #MakeMoney #MoneyHacks01Share
john72+Follow$100 for Your Grocery Text Headache? Claim Now!Ever get random texts from your grocery store? If you shopped at Albertsons or Safeway and got those annoying messages, you could snag $100—no receipts needed! Just fill out a quick form by September 10. It’s part of a big privacy payout for unwanted texts. Bonus: Other companies like Netgain and Arisa Health are also paying out cash for data slip-ups. Don’t miss out on free money for your phone’s troubles! #Business #LocalBusiness #MoneyHacks1119Share
cody79+FollowIs Locking Up $40K in a CD Worth It Now?Thinking about parking $40,000 in a CD? Here’s the scoop: with rates still decent, you could pocket anywhere from $424 to $9,020 in interest, depending on how long you leave your cash untouched. The catch? You can’t touch your money without a penalty, and rates might drop soon. If you want a safe spot for your savings and don’t need to dip in, a CD could be your chill money move while the market does its thing. #Business #MakeMoney #MoneyHacks1316Share
Willie Morales+FollowLock In High CD Rates Before They Drop!Heads up, savers! The Fed is likely to cut rates in September, which means those sweet CD interest rates could soon be history. If you want to keep earning more on your cash, now’s the time to shop around online for the best CD deals, figure out how much you can comfortably stash away, and lock in a longer-term CD. Don’t wait—banks might lower rates even before the Fed does! #Business #MakeMoney #MoneyHacks10Share
Christine Baxter+FollowMy 0% Card Backfired Before My Mortgage!Ever thought a 0% credit card would be your debt-free ticket? Turns out, opening one right before a mortgage can actually ding your credit score. Lenders see new accounts and big balances as risky, which could mean a higher mortgage rate or even a denial. If you’re house-hunting soon, skip new cards and focus on paying down what you owe. Plan ahead, and your wallet will thank you! #Business #MakeMoney #MoneyHacks30Share
James Cook+FollowShould You Lock In a CD Rate Now?Thinking about parking your cash in a CD? Here’s the scoop: CD rates are pretty sweet right now—think 4% to 4.5%. But experts say those rates might start dropping by the end of the year if the Fed cuts rates. If you want to snag a good deal, now’s the time to lock in. Pro tip: try a CD ladder so you don’t tie up all your money at once. Don’t wait too long or you might miss out! #Business #MakeMoney #MoneyHacks10Share
Arthur Booker+FollowAre $20 Pliers at Harbor Freight Worth It?Ever found yourself staring at a $20 pair of pliers at Harbor Freight and thinking, “Wait, isn’t this supposed to be the cheap place?” Here’s the scoop: Their Icon line is pricier than the usual, but it’s basically a dupe for Snap-on’s $90 tools. If you care about quality and want to flex that you got a pro tool for a fraction of the price, it’s a steal. If you just need something for a quick fix, the $6 Walmart version might do the trick. Choose your tool, choose your bragging rights! #Business #Industry #MoneyHacks10Share
