James Cook+FollowStudent Loans Are Back—Wallets Feel the SqueezeHeads up: Student loan payments are back after a long break, and a lot of folks are falling behind. The big worry? If you’re juggling loans, you might start missing payments on your credit cards or car, too. With more money going to student loans, there’s less left for everything else. If you’re feeling the pinch, now’s the time to rethink your budget and avoid late fees wherever you can! #StudentLoans #MoneyTips #DebtManagement #PersonalFinance #Budgeting #Finance40Share
Marisa Pope+FollowWhy Ray Dalio's Not Chilling on US DebtSo, Moody’s just knocked down the US’s credit score, but Ray Dalio says that’s only half the story. The real worry? If the US starts printing more money to pay off its debts, your savings and bond returns could lose value—think of it like watering down your coffee. The downgrade triggered a bond sell-off, so if you’re stashing cash in bonds for safety, keep an eye out. Sometimes, the safe bet isn’t as safe as it looks! #MoneyTalk #Investing101 #PersonalFinance #USDebt #RayDalio #Business51Share
Robert Mayo+FollowWhy Ray Dalio’s Buying Gold AgainRay Dalio just dropped $319 million on gold, right after warning that U.S. debt could be riskier than we think. He’s basically saying: when things get weird with the economy (like credit downgrades and inflation), it’s smart to stash some gold—think of it as your financial fire extinguisher. Plus, Bridgewater’s now betting big on eco-friendly investments, showing that even the old-school money guys are getting into sustainability. Maybe it’s time to rethink what’s in your own savings mix? #GoldRush #SmartMoney #InvestingTips #ESG #PersonalFinance #Business40Share
James Cook+FollowAre You Overpaying on Home Insurance?Heads up: when shopping for home insurance, don’t just grab the cheapest deal you see. Lately, more policies are sneaking in higher excess fees—the chunk you pay out of pocket before your insurance kicks in. That means if your excess is £400 and your claim is only £500, you might end up paying almost everything yourself! Always check the fine print, not just the monthly price, to make sure you’re actually covered when you need it. #HomeInsurance #MoneyHacks #InsuranceTips #PersonalFinance #Finance00Share
Robyn Anderson+FollowStudent Loans Tanked My Credit—Now What?Heads up if you’ve got student loans: since payments restarted, a lot of folks have seen their credit scores nosedive—sometimes by over 100 points! The big shift? Loan servicers are back to reporting missed payments, so if you missed the memo (or just couldn’t pay), your credit might’ve taken a hit. Pro tip: If you missed a payment, try a "goodwill request" with your servicer or dispute it with the credit bureaus. It’s not a guarantee, but it worked for some! Stay on top of those emails and check your credit regularly! #StudentLoans #CreditScore #MoneyHacks #Adulting #PersonalFinance #Finance37Share
Jessica Marshall+FollowThe $100K Class Most Teens SkipDid you know taking just one personal finance class in high school could boost your lifetime wealth by $100,000? Wild, right? But most teens aren’t getting this money-making lesson—70% think retirement savings can wait, and 80% don’t even know what a FICO score is. Some states are catching on, but until then, it’s never too late to start learning how to budget, save, and invest. Seriously, this is the class we all wish we’d taken! #PersonalFinance #FinancialLiteracy #MoneyMatters #InvestInYourself #Education20Share
megan01+FollowShould You Refi Your Mortgage Now?Thinking about refinancing your mortgage? Rates are still hovering around 6.5% to 7%, so most folks aren’t seeing big savings yet. The drama: The Fed hit pause on rate cuts, waiting to see how President Trump’s economic moves shake out. Unless rates drop below 6%, don’t expect a refi boom. But if you want to shorten your loan or switch to a fixed rate, it might be worth a look. Pro tip: Shop around for the best deal and keep your credit score sharp! #mortgage #refinance #personalfinance #moneymoves #homeowners #RealEstate20Share
Heather Moore+FollowRefi Rates Dip—Is It Time to Pounce?Heads up, homeowners: 30-year refinance rates just slid for the second day in a row, now averaging 7.20%. That’s a tiny break after a wild spring, but still higher than what we saw earlier this year. If you’ve been waiting for a sign to refi, this isn’t a fire sale—but it could be a window to compare offers. Pro tip: Don’t fall for those too-good-to-be-true teaser rates online; always shop around and check the fine print! #Refinance #MortgageRates #Homeowners #MoneyTips #PersonalFinance #RealEstate00Share
James Cook+FollowDid You Miss Out on Bank Interest?Heads up: If you had a Capital One 360 Savings account since late 2019, you might be in for a payout. The bank is shelling out $425 million after customers said they missed out on higher interest rates that new accounts were getting. Basically, if you stuck with your old savings account, you probably earned less than you could have. Always check if your bank has a new, better deal—loyalty doesn’t always pay! #MoneyHacks #BankingTips #CapitalOne #Savings #PersonalFinance #Finance10Share
Robyn Anderson+FollowIs 65 the New Retirement Trap?Thinking about clocking out at 65? You might want to hit pause. With folks living longer and prices for everything from groceries to doctor visits going up, retiring at the old-school age could leave your wallet gasping for air. More and more people are finding that Social Security just doesn’t cut it, and some even end up back at work. The new money move? Consider working a bit longer or finding a side hustle to keep your savings safe and your options open. #RetirementReality #MoneyTalk #LifeHacks #PersonalFinance #Finance88Share
