Diane Carter+FollowHow Working in Retirement Can Shrink Your CheckThinking about working while collecting Social Security? Heads up: about 40% of folks do it, but many get a nasty surprise at tax time. Earning a paycheck plus your monthly benefits can push more of your Social Security into the taxable zone—and even make your checks smaller if you claim early. The trick? Map out your income streams and check those IRS thresholds before you start. A little planning now can save you a lot of cash later! #Business #MakeMoney #SocialSecurity00Share
Joseph Livingston+FollowShould You Wait to Cash In on Social Security?Thinking about holding off on Social Security until 70 for those bigger checks? It’s tempting, but here’s the catch: you’ll need to dip into your savings more while you wait, and if life throws a curveball—like health issues or market downturns—you might not come out ahead. Most folks don’t wait that long, and for good reason. Sometimes, taking the money earlier means more peace of mind and flexibility to actually enjoy your retirement. #Business #MakeMoney #SocialSecurity00Share
Samuel Gutierrez+FollowHow Fed Rate Cuts Hit Your Social SecurityHere’s a coffee break reality check: The Fed just cut rates again, which is great for stocks and bonds, but not so hot for retirees living off savings. Lower rates mean your CDs and savings accounts earn less, and Social Security’s annual cost-of-living bump (COLA) could shrink in 2027. If you’re counting on those monthly checks to keep up with grocery bills, keep an eye on inflation updates and consider other ways to boost your income. It’s all about staying one step ahead of rising prices! #Business #SocialSecurity #FedRateCut223Share
James Cook+FollowWhy Dave Ramsey’s Social Security Advice Misses the MarkThinking about grabbing Social Security at 62 and investing it all? Dave Ramsey says go for it, but real talk: most of us need that cash for groceries and bills, not the stock market. Waiting until 70 means bigger monthly checks—think $2,480 instead of $1,400. Plus, there’s zero risk compared to playing the market. If you want guaranteed income, annuities are looking better than ever. Sometimes slow and steady really does win the retirement race. #Business #MakeMoney #SocialSecurity00Share
Diane Carter+FollowSocial Security Payments: Budget Alert!Heads up if you get Social Security! Payments are hitting bank accounts this week, but there are some changes to watch for—like possible benefit increases and tweaks to how and when you get paid. If you rely on these checks for groceries or bills, double-check your deposit dates and amounts. Staying in the loop could help you avoid any surprise gaps in your monthly budget. #Business #MakeMoney #SocialSecurity72Share
Christine Baxter+FollowSocial Security Payment Shuffle: What to KnowHeads up if you’re counting on Social Security this month—some checks are landing earlier than usual, so double-check your mailbox or bank app. The Social Security folks also announced tweaks to next year’s payments, so you might see a little extra (or less) in your budget soon. Pro tip: set a reminder to check your payment schedule and stay in the loop for any updates! #Business #MakeMoney #SocialSecurity50Share
James Cook+FollowDouble Social Security Payout Hack This December!Heads up if you get SSI: December is giving you a bonus! Because New Year’s Day lands on a holiday, you’ll get two payments this month—one at the start and another right before 2026. That means extra cash just in time for the holidays. Plus, the January payment comes with a cost-of-living bump, so your check will be a bit bigger. Pro tip: stash the extra for bills or a treat-yourself moment! #Business #MakeMoney #SocialSecurity00Share
nkent+FollowSocial Security Surprises After LossDid you know losing a spouse can totally change your Social Security game? Survivor benefits have their own set of rules—like needing to reapply, possible tax hits, and even kids or exes getting a slice. One big surprise: you don’t get your spouse’s delayed credits, so your monthly check might be less than you expect. If you’re still working, your benefits could shrink, too. Bottom line: knowing these twists early can save you from money headaches later. #Business #MakeMoney #SocialSecurity10Share
nkent+FollowSocial Security Payday: Who Gets Paid This Week?Heads up if you’re on Social Security: if your birthday falls between the 1st and 10th, your December payment lands this Wednesday. And here’s a bonus—checks are getting a bump in January, with an average $56 monthly raise thanks to the cost-of-living adjustment. No more waiting for paper checks either; it’s all direct deposit now. Mark your calendar and maybe treat yourself to an extra coffee next month! #Business #MakeMoney #SocialSecurity40Share
Diane Carter+FollowWhen Your Social Security Raise Really HitsHeads up if you’re counting on that Social Security bump in 2026: the 2.8% raise (about $56 more a month) doesn’t land in everyone’s account at the same time. Your payday depends on your birthday or benefit type, so some folks see the extra cash earlier than others. Mark your calendar and double-check your direct deposit info—timing your bills around your new check can make your month way less stressful! #Business #MakeMoney #SocialSecurity3614Share