Emily Rogers+FollowStudent Loan Deadline Sneaks Up—Are You Ready?Heads up if you’ve got student loans: a big deadline is coming up, and missing it could mess with your paycheck and credit score. Over 5 million people are behind on payments, and if you hit 270 days late, you’re officially in default. That means more than just annoying calls—it could cost you big time. If you’re struggling, now’s the moment to check your loan status, call your servicer, and see if you can switch to a lower payment plan or get a pause. Don’t let this sneak up on you! #StudentLoans #MoneyHacks #PersonalFinance #Business #MakeMoney00Share
Katherine Hunt+FollowStudent Loan Scams Are About to ExplodeStudent loan collections are kicking back in, and scammers are ready to pounce on stressed-out borrowers. If you’re behind on payments, watch out for shady calls, texts, or emails promising quick fixes or forgiveness for a fee—total red flag! Remember: You never have to pay upfront for legit help, and your FSA ID is for your eyes only. Double-check anything that sounds too good to be true, and go straight to StudentAid.gov for real info. #StudentLoans #ScamAlert #DebtCollection #Education30Share
Emily Rogers+FollowStudent Loan Forgiveness: Who Gets a Break?Student loan rules are changing faster than your coffee order! If you’ve got federal loans, you might still score forgiveness—especially if you work in public service or stick with income-based payments. But private loan holders? No magic eraser yet, but you can still ask your lender for help or try refinancing. The real hack: know your loan type and ask about every option, even the ones buried in the fine print. Don’t just hope—get nosy and take action! #StudentLoans #DebtHacks #MoneyTips #Finance1720Share
Kathryn Olsen+FollowMy Credit Score Tanked—Now What?Did you know missing just a couple of student loan payments can drop your credit score by over 100 points? That’s what happened to millions when payments restarted this year—some folks didn’t even get a heads-up! Suddenly, things like buying a car or getting a new credit card are off the table. If you’re in this boat, watch out for quick fixes like payday loans—they’re tempting but can make things worse. Stay alert for payment notices and explore safer ways to rebuild your score! #StudentLoans #CreditScore #MoneyTips #Finance20Share
James Cook+FollowRetirement on Hold for Student Loan BoomersImagine working your whole life, only to have your paycheck docked for student loans you took out decades ago. That’s James’s reality—he’s 63, still hustling, and facing a $1,400 monthly bill he just can’t pay. With collections back on, folks like him could see their wages or even Social Security checks garnished. If you’re in a similar boat, ask your loan servicer about hardship forbearance or income-driven plans—don’t wait for a nasty surprise! #StudentLoans #Retirement #MoneyHacks #Finance01Share
Emily Rogers+FollowStudent Loans Just Nuked Credit Scores!Heads up: If you’ve been ignoring those student loans, thinking they’d magically disappear, surprise! Over 5 million folks just got hit with a credit score nosedive—some by over 100 points—because those loans are now officially overdue. It’s not just about paying more each month; your car loan, credit cards, or even that dream house could be at risk if your score tanks. Double-check your credit and student loan status ASAP before your next big purchase goes sideways! #StudentLoans #CreditScore #MoneyHacks #Finance75182Share
Michelle Arnold+FollowStudent Loan Default? Wage Garnish Alert!Missed your student loan payments? Collections are back, and wage garnishment is on the table—up to 15% of your paycheck could be taken if you’re in default. Notices are rolling out, and you’ve got 60 days to act before the government starts dipping into your pay. It’s not just your wages at risk—tax refunds and Social Security can get snatched too. If you’re in default, look into rehab or consolidation ASAP to dodge the paycheck hit! #StudentLoans #WageGarnishment #DebtHelp #MoneyMatters #FinancialTips #Education10Share
Katherine Hunt+FollowStudent Loan Default Drama: What’s Next?Student loan payments are back, and if you’re behind, things could get messy fast. Wage garnishment is back on the table—meaning the gov can snatch up to 15% of your paycheck without a court date if you’re in default. They can even take your tax refund or Social Security! Notices are going out, but they don’t really tell you how to fight back or appeal. If you’re worried, check your options ASAP—rehab, consolidation, or contesting the debt could save your wallet. #StudentLoans #DebtDrama #WageGarnishment #MoneyMatters #FinancialTips #Education10Share
Julie Alexander+FollowStudent Loan Rates Just Jumped—Here’s the ScoopPrivate student loan rates are climbing again! Fixed rates for 10-year loans just hit 8.51%, up over a full percent from last week. Variable rates? They’re even higher at 9.89%. If you’re shopping for a loan, compare your options and don’t forget—federal loans usually have better perks. Pro tip: only borrow what you’ll make in your first year out of college. Got a co-signer? You’ll probably snag a better rate! #StudentLoans #CollegeFinance #MoneyMatters #LoanTips #HigherEd #Education51Share
Katherine Hunt+FollowStudent Loan Plan Drama: Why Everyone’s Jumping ShipStudent loan borrowers are ditching the SAVE plan in droves thanks to lawsuits and endless confusion. With the plan basically frozen, people like Tammy Stinson are switching to the Income-Based Repayment plan just to keep making progress toward forgiveness. The kicker? If you stay in SAVE, you’re not making payments or racking up interest, but you’re also not getting any closer to forgiveness. No wonder 160,000 people bailed! The whole thing is a mess, and no one seems to have clear answers. #StudentLoans #LoanForgiveness #FinancialNews #CollegeDebt #MoneyMatters #Education1831Share
