Tag: StudentLoans - Page 4

#StudentLoans

Julie Alexander

Student Loan Rates Just Jumped—Here’s the Scoop

Private student loan rates are climbing again! Fixed rates for 10-year loans just hit 8.51%, up over a full percent from last week. Variable rates? They’re even higher at 9.89%. If you’re shopping for a loan, compare your options and don’t forget—federal loans usually have better perks. Pro tip: only borrow what you’ll make in your first year out of college. Got a co-signer? You’ll probably snag a better rate! #StudentLoans #CollegeFinance #MoneyMatters #LoanTips #HigherEd #Education

Katherine Hunt

Student Loan Plan Drama: Why Everyone’s Jumping Ship

Student loan borrowers are ditching the SAVE plan in droves thanks to lawsuits and endless confusion. With the plan basically frozen, people like Tammy Stinson are switching to the Income-Based Repayment plan just to keep making progress toward forgiveness. The kicker? If you stay in SAVE, you’re not making payments or racking up interest, but you’re also not getting any closer to forgiveness. No wonder 160,000 people bailed! The whole thing is a mess, and no one seems to have clear answers. #StudentLoans #LoanForgiveness #FinancialNews #CollegeDebt #MoneyMatters #Education

James Cook

Student Loans Are Back—Wallets Feel the Squeeze

Heads up: Student loan payments are back after a long break, and a lot of folks are falling behind. The big worry? If you’re juggling loans, you might start missing payments on your credit cards or car, too. With more money going to student loans, there’s less left for everything else. If you’re feeling the pinch, now’s the time to rethink your budget and avoid late fees wherever you can! #StudentLoans #MoneyTips #DebtManagement #PersonalFinance #Budgeting #Finance

Charles Richardson

Student Loan Panic? Here’s How to Catch Up

Over 1 in 5 student loan borrowers are now ‘seriously delinquent’—yikes! If you’re feeling the heat as collections kick back in, you’re not alone. Here’s what you can do: 1) Cut unnecessary costs (bye, unused subscriptions and takeout), 2) Consolidate your loans for easier tracking, 3) Refinance for a lower rate if you can, and 4) Find a side hustle or ask for a raise. Every little bit helps when you’re trying to get back on track! #StudentLoans #DebtHelp #MoneyTips #Adulting #Education

Robyn Anderson

Student Loans Tanked My Credit—Now What?

Heads up if you’ve got student loans: since payments restarted, a lot of folks have seen their credit scores nosedive—sometimes by over 100 points! The big shift? Loan servicers are back to reporting missed payments, so if you missed the memo (or just couldn’t pay), your credit might’ve taken a hit. Pro tip: If you missed a payment, try a "goodwill request" with your servicer or dispute it with the credit bureaus. It’s not a guarantee, but it worked for some! Stay on top of those emails and check your credit regularly! #StudentLoans #CreditScore #MoneyHacks #Adulting #PersonalFinance #Finance

Jorge Figueroa

Why Private Sector Workers Stay Broke

Did you know public sector workers are way more likely to have student loans than private sector folks—but they actually end up better off long-term? Turns out, government and nonprofit jobs come with sweet perks like loan forgiveness and solid retirement plans. Meanwhile, private sector workers keep feeling the financial pain even after paying off their loans. The real kicker: most employees don’t even get help from their jobs to manage debt. The student loan struggle is real, but where you work makes a huge difference! #StudentLoans #DebtOverhang #PublicVsPrivate #FinancialWellness #MoneyMatters #Education

Jessica Marshall

New Grads’ Salary Dreams vs. Reality

College grads are shooting for $100k+ starting salaries, but reality check: last year’s grads only pulled in about $68k on average. Engineering majors get the highest offers, while communications majors are at the lower end. Add in student loan confusion and a shaky job market, and it’s a tough scene for the Class of 2025. Anyone else remember thinking their first job would make them rich? #CareerReality #NewGrads #SalaryExpectations #StudentLoans #JobMarket #Education

Nicole Snyder

Gen Z’s Job Must-Have: Loan Help, Not Ping Pong

Forget the kombucha and ping pong tables—Gen Z is all about real benefits. Student loan repayment is now a top priority when they’re job hunting, and they’re asking for learning stipends and real growth opportunities, not just fun perks. Surprisingly, most Gen Zers actually want to be in the office for mentorship and connection, not just remote work. The office vs. remote debate is changing, but one thing’s clear: Gen Z wants jobs that invest in their future, not just their break time. #GenZWorkplace #StudentLoans #CareerGrowth #OfficeLife #WorkPerks #Education

cody79

Student Loans Chasing Down Social Security

Imagine finally retiring, only to have your Social Security check shrink because of old student loans. That’s the reality for some folks now that the pandemic pause on collections is over. If you’re behind on payments, the government can take a chunk of your monthly check—up to 15%! If you’re worried, call your loan servicer ASAP to talk through options before your benefits get garnished. Adulting never really ends, does it? #StudentLoans #Retirement #MoneyHacks #SocialSecurity #DebtAdvice #Finance

Melanie James

Student Loan Defaults About to Explode?

Student loan payments are back, and things are about to get messy. After a 5-year pause, millions are suddenly facing collections, wage garnishments, and tax refund grabs if they’re behind. Delinquency rates are already spiking, and nearly a quarter of borrowers could default soon. With $1.6 trillion in student loans out there, this could hit credit scores hard—by up to 171 points! Plus, with fewer staff at the Education Department, getting help is tougher than ever. Buckle up, it’s going to be a bumpy ride for borrowers. #StudentLoans #DebtCrisis #Finance #CreditScore #StudentDebt #Health

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