James Cook+FollowHow I’d Grow $50K Without Stressing RatesThinking about where to park your $50,000 for a bit? CDs are like putting your cash in a safe with a timer—no peeking until it’s done, but you know exactly what you’ll get. Right now, short-term CDs have the flashiest rates, but long-term ones can earn you more over time. The catch? If you want your money early, you’ll pay a penalty. So, ask yourself: do you want quick wins or a bigger payout later? And don’t forget to check out high-yield savings accounts, too—they’re flexible but rates can change. #Business #MakeMoney #MoneyHacks20Share
Emily Rogers+FollowWhere to Park $25K: CD or High-Yield Savings?Ever wondered where your hard-earned $25,000 should chill to earn the most coffee money? Right now, high-yield savings accounts are just barely outpacing CDs, but only by a few bucks—think a couple of extra lattes over a year. The catch? Savings rates can drop if the Fed cuts rates, while CDs lock in your rate. If you want flexibility, savings accounts win, but for peace of mind, CDs are your friend. Choose what fits your money mood! #Business #MakeMoney #MoneyHacks20Share
Emily Rogers+FollowHow to Not Blow an $800k InheritanceImagine making $40k a year and suddenly inheriting an $800k Roth IRA plus $400k in cash. Tempting to splurge, right? But here’s the move: use the cash to clear debts and cover bills, let the Roth IRA sit and grow tax-free, and don’t fall for lifestyle inflation. Think of it as setting up your own family trust fund—future you (and your kid) will thank you! #Business #MakeMoney #MoneyHacks60Share
Robyn Anderson+FollowAre Subscriptions Secretly Draining Your Wallet?Ever wonder where your paycheck disappears? Turns out, it’s the little things—like forgotten streaming subscriptions and sneaky credit card interest—that quietly eat away at your budget. Middle-class families often fall into these traps, thinking small upgrades or monthly charges don’t matter. But add them up, and you’re losing out on savings for emergencies or fun stuff. Quick fix: audit your subscriptions, stash a bit for rainy days, and keep an eye on those impulse buys. Small tweaks = big savings! #Business #MakeMoney #MoneyHacks00Share
Mark Sims+FollowWhy Your Coffee Costs More: Market SecretsEver wonder why your morning coffee keeps getting pricier? Turns out, the economy is running at two speeds: folks making over $100k are feeling great and spending, while everyone else is pinching pennies. It’s like a rerun of the post-2008 era—stock markets look strong, but everyday wallets feel lighter. Inflation’s sneaky too: even if it seems tame, it quietly eats away at your cash over time. Pro tip: stash some savings in safe places, like US Treasuries, which are holding up better than most global options right now. #Business #Market #MoneyHacks00Share
Elizabeth Lewis+FollowGet Paid Monthly: ETFs for Your WalletEver wish your investments paid you like a side hustle? Check out these three ETFs—JEPI, SDIV, and SPHD—that send you cash every month. With yields up to 8%, they’re like a subscription box for your bank account. The big shift? More folks want steady, predictable payouts instead of waiting for quarterly surprises. It’s a smart way to smooth out bills or reinvest for the future. Just remember: look for funds that mix steady income with growth, not just high yields. #Business #Market #MoneyHacks11Share
Robyn Anderson+FollowHow to Make Market Dips Work for Your RetirementEver thought a stock market drop could be good for your future wallet? Here’s a money hack: when the market dips, converting your traditional IRA to a Roth means you pay taxes on a smaller amount, and all the recovery growth is tax-free. But don’t rush—if you don’t have extra cash for taxes or are close to retirement, it might not be for you. The key? Review your plan every year and match moves to your life changes. #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowStretch Your Social Security Like a ProEver feel like your Social Security check disappears too fast? Try splitting it into weekly amounts so you don’t run out before the month ends. Local libraries and senior centers often have free meals, events, and even rides—perfect for saving cash and staying social. Stack those senior discounts with coupons, and don’t forget to automate a little savings each month. Team up with neighbors for bulk buys, and look into utility relief programs to cut bills. Little tweaks, big difference! #Business #MakeMoney #MoneyHacks10Share
Christine Baxter+FollowCD Rates Dropping? Here’s How to Win NowThinking about where to park your cash this fall? CD rates are still higher than usual, but experts say they might drop soon if the Fed cuts rates. If you want to lock in a good return, now’s the time to act. Consider a no-penalty CD for flexibility, don’t tie up too much money, and shop around for the best deals. Laddering CDs can also keep your options open. Basically, don’t sleep on your savings! #Business #MakeMoney #MoneyHacks20Share
Mrs. Jessica Morgan+FollowWhy Is My Car Insurance So High?!Ever feel like your car insurance bill just doubled overnight? Xena, who drives a 2018 Audi, was shocked when her monthly payment jumped to $400—even though she’s never filed a claim. She tried shopping around, but Geico quoted her even higher! Turns out, sports cars are pricey to insure, and rates depend on your age, location, and even your credit score. Pro tip: Always compare quotes, ask about discounts, and don’t be afraid to switch companies if your rate spikes for no reason. #Business #CarInsurance #MoneyHacks00Share
