Robyn Anderson+FollowWhy Swiping Your Credit Card in 2026 Could StingThinking about putting more on your credit card next year? You might want to hold off. With prices still high and interest rates refusing to chill out, borrowing money just means paying more for the same old stuff—like groceries and gas. That extra debt can keep you up at night and make your monthly payments balloon. If you really need to borrow, try to have a clear plan to pay it off, or you could end up just treading water. #Business #MakeMoney #MoneyTips264Share
Samantha Welch+FollowWhy Your House Isn’t Making You Rich AnymoreRemember when buying a house felt like a cheat code for building wealth? Not so much these days. Home prices are barely keeping up with inflation, so your place might not be the money-maker it used to be. Blame high mortgage rates and sticky inflation for cooling the market. The upside? We might finally see prices settle into something more affordable, especially in cities with steady jobs and good vibes. If you’re house-hunting, patience could pay off! #RealEstate #housingmarket #moneytips1027Share
cody79+FollowThinking About Gifting Money? Read This First!Ever thought about giving your kids or grandkids a chunk of cash or the family home? Heads up: the rules around inheritance tax might be changing soon. The government is talking about capping how much you can gift and possibly scrapping the 'seven-year rule.' If you’re planning to help out your family, it might be smart to chat with an advisor before making any big moves. And remember, don’t shortchange your own retirement just to dodge taxes! #Business #MakeMoney #MoneyTips40Share
Joseph Livingston+FollowWhy Even Good Credit Folks Are Missing PaymentsHeads up: even people with top-notch credit are starting to miss payments on their mortgages and car loans. That’s not just a bad sign for them—it’s a red flag for all of us. If folks who usually have their finances together are struggling, it might be time to double-check your own emergency fund and cut back on those extra lattes. The takeaway? The economy’s feeling the squeeze, so play it safe with your spending for now. #Business #MakeMoney #MoneyTips50Share
Betty Gets Better+Follow💰 The Method That Broke Me Out of the Paycheck-to-Paycheck CycleI used to check my bank balance and see the same number over and over. Even when I was making decent money — I couldn’t get ahead. Not really. Not sustainably. It’s called the Future First Method, and here’s how it works: 🔹 Step 1: Open a New Savings Account (At a New Bank) Pick an online bank, one you don’t use every day. Bonus: choose one with an HYSA (High Yield Savings Account) — it earns you 12x more interest than a regular account. This makes it harder to dip into your savings impulsively — and helps your money grow faster. 🔹 Step 2: Pay Your Future Self First (PYF) Don’t wait to see what’s left after spending. Before you touch a dollar of your paycheck, send money straight into your savings goals. This is what wealthy people do — and it’s why they stay wealthy. 🔹 Step 3: Automate It Let’s be honest: you’re not going to remember every time. Set up automatic transfers from your checking to your HYSA. No effort, no excuses. 🔹 Step 4: Name Your Accounts This is the psychology hack that changes everything. Call your accounts what they mean to you: “Bali 2026” “New House Fund” “Goodbye Credit Card 😤” It’s way harder to pull money from “Dream Home” than from a generic savings account. You're not just saving — you're building your future on purpose. #PaycheckToPaycheck #MoneyTips #BudgetingForSuccess #WealthMindset #FinancialFreedom793Share
Samantha Welch+FollowHome Shopping? These Cities Are a Bargain NowHouse hunting doesn’t have to mean sticker shock—at least not everywhere. Zillow says cities like Buffalo, St. Louis, and Pittsburgh are suddenly full of homes that regular folks can actually afford. Over half the listings in these spots fit the average paycheck. But if you’re dreaming of LA or Boston, get ready for a reality check—affordable homes are unicorns there. East of the Mississippi? You might just score a deal. #RealEstate #HomeBuying #MoneyTips00Share
Kim Brown+FollowSainsbury’s Turns Trash Into Truck Fuel!Ever wonder what happens to all that unsold food at the grocery store? Sainsbury’s, a UK supermarket, is turning their leftovers into fuel for their delivery trucks—literally! Instead of tossing food in the trash, they’re teaming up with RenEco to turn waste into biofuel, cutting down on pollution and saving thousands of tons of emissions. It’s a win for the planet and could change how stores handle food waste everywhere. Imagine your next grocery run helping to power the trucks that stock the shelves! #FoodWaste #Sustainability #LifeHacks #EcoFriendly #MoneyTips #Shopping30Share
Samantha Welch+FollowEstate Planning Drama: Avoid Family FeudsQuick money tip: Want to keep your family from fighting over your stuff when you're gone? The biggest estate planning mistakes—like leaving uneven shares without a note, forgetting to update beneficiaries, or picking feuding siblings as co-executors—can turn your legacy into a courtroom soap opera. Save your loved ones the headache: communicate your wishes clearly, update your paperwork after big life changes, and pick someone responsible to handle things. Trust us, a little planning now means way less drama later! #RealEstate #EstatePlanning #MoneyTips20Share
Samantha Welch+FollowHome Shopping? These Cities Are a Steal!If you’re house hunting, here’s a little coffee break scoop: Zillow says cities like Buffalo, St. Louis, and Pittsburgh are suddenly packed with homes that regular folks can actually afford. Over half the listings in these spots are within reach for people earning the average paycheck. But if you’re in LA or San Diego, affordable homes are unicorns—just 3-6% of listings. East Coast wins this round for budget-friendly digs! #RealEstate #HomeBuying #MoneyTips00Share
Stacie Hernandez+FollowChase Bank Nixes Safety Deposit Boxes—Now What?Heads up if you stash your passport or grandma’s ring at Chase—those safety deposit boxes are on their way out. The bank says it’s shifting focus to more digital and personal services, so you’ll need to find a new home for your valuables soon. Pro tip: Consider a fireproof safe at home or a digital vault for important docs. Don’t wait for the last-minute rush! #Business #ChaseBank #MoneyTips00Share