Tag: moneytips - Page 16

#moneytips

awaters

Why We Ditched Our Power Bill for Solar

Ever thought about ditching your power bill? An Arizona couple did just that by going solar, and now their bills are only a third of what they used to pay. They joined a local solar group, scored a $7,000 grant, and grabbed some sweet tax credits. The real win? They’re not just saving cash—they’re calling the shots on their own energy. With all the incentives out there, going solar is way more doable than you might think. Would you make the switch? #SolarSavings #HomeHacks #EnergyIndependence #MoneyTips #Business

Emily Rogers

Could You Really Stash 5 Years of Cash?

Suze Orman says retirees should keep 3-5 years’ worth of living expenses in cash, just in case the stock market tanks. Sounds smart, but let’s be real: most folks don’t have that kind of cushion. The upside? You won’t have to sell investments at a loss during a downturn. The reality? Saving that much cash is tough, and you might miss out on better returns. A more doable hack: aim for a smaller emergency fund in a high-yield savings account and mix up your savings buckets for flexibility. #retirementplanning #moneytips #personalfinance #SuzeOrman #emergencyfund #Finance

Emily Rogers

Are You Secretly Overspending?

Ever feel like your paycheck disappears too fast? Suze Orman says if you’re just making minimum payments on your credit cards or always late on bills, you might be living beyond your means. The real kicker: paying only the minimum racks up crazy interest and can keep you in debt for years. If you’re borrowing from your 401(k) or need a cosigner, it’s time to hit pause and rethink your spending. Small changes now can save you big headaches later! #MoneyTips #PersonalFinance #SuzeOrman #DebtFreeJourney #SmartSpending #Finance

Jamie Watson

When Disney Hotels Are the Real Deal

Thought Disney hotels were always pricier? Not so fast! Sometimes, those off-property spots sneak in hidden fees (parking, shuttles, etc.) that add up fast. Plus, staying at a Disney hotel can save you major time with early park entry and shorter commutes—hello, more rides! And don’t sleep on those package deals (free dining for kids, water park perks). Sometimes, the magic really is worth it! #DisneyHacks #TravelSmart #FamilyVacation #DisneyWorld #MoneyTips #Travel

James Cook

Student Loans Are Back—Wallets Feel the Squeeze

Heads up: Student loan payments are back after a long break, and a lot of folks are falling behind. The big worry? If you’re juggling loans, you might start missing payments on your credit cards or car, too. With more money going to student loans, there’s less left for everything else. If you’re feeling the pinch, now’s the time to rethink your budget and avoid late fees wherever you can! #StudentLoans #MoneyTips #DebtManagement #PersonalFinance #Budgeting #Finance

Charles Richardson

Student Loan Panic? Here’s How to Catch Up

Over 1 in 5 student loan borrowers are now ‘seriously delinquent’—yikes! If you’re feeling the heat as collections kick back in, you’re not alone. Here’s what you can do: 1) Cut unnecessary costs (bye, unused subscriptions and takeout), 2) Consolidate your loans for easier tracking, 3) Refinance for a lower rate if you can, and 4) Find a side hustle or ask for a raise. Every little bit helps when you’re trying to get back on track! #StudentLoans #DebtHelp #MoneyTips #Adulting #Education

Heather Moore

Refi Rates Dip—Is It Time to Pounce?

Heads up, homeowners: 30-year refinance rates just slid for the second day in a row, now averaging 7.20%. That’s a tiny break after a wild spring, but still higher than what we saw earlier this year. If you’ve been waiting for a sign to refi, this isn’t a fire sale—but it could be a window to compare offers. Pro tip: Don’t fall for those too-good-to-be-true teaser rates online; always shop around and check the fine print! #Refinance #MortgageRates #Homeowners #MoneyTips #PersonalFinance #RealEstate

John Lee

Side Hustles That Actually Pay Off

Thinking about picking up a side gig? Small businesses are desperate for extra hands, and you can cash in by helping them out—no fancy resume needed. The real money-makers? Tasks like filling out applications or prepping someone for an interview can net you close to $100 a day. Even helping with business plans or pitch decks can bring in $50+ for a day’s work. So, if you’ve got a knack for organization or just want to try something new, now’s the time to jump in! #SideHustle #SmallBusiness #MoneyTips #GigEconomy #Shopping

nkent

Social Security Surprise Bills? Here’s the Scoop

Imagine getting a bill for $69,000 from Social Security years after your spouse passed away! That’s what happened to Ruth, and she’s not alone. Social Security is cracking down on past payment mistakes, and now some seniors are getting hit with surprise clawbacks—sometimes losing half their monthly check. If you ever get a confusing notice, don’t panic: call, visit your local office, and appeal if needed. Always check your online account to catch issues early. Stay alert so your retirement isn’t derailed by a paperwork mix-up! #SocialSecurity #MoneyTips #Retirement #LifeHacks #SeniorLiving #Finance

Ashley Thomas

🧠 I Taught My 13-Year-Old This One Money Rule—And It Changed My Life Too

My daughter asked me last month: “Dad, how do I make money when I’m not working?” I froze. Not because I didn’t know the answer—but because I knew I hadn’t really followed it myself. So I told her the one rule I wish someone drilled into me earlier: 👉 Make money while you sleep—or you’ll work until you die. She laughed. I didn’t. For years, I traded time for dollars. I budgeted, saved a little, got nowhere. Wealthy people? They don’t budget harder. They build systems. So I sat down and we made a plan—one that even a teen could follow. ✅ Move your savings to a separate high-interest account ✅ Shop your insurance like a millionaire (they never stay loyal) ✅ Invest early—even if it’s just $25 ✅ Don’t sleep on your credit score ✅ If you’re drowning in debt, get real help. Now. She’s 13. She already earns more in interest than I did at 30. #FinancialFreedom #MoneyMindset #EarnWhileYouSleep #PassiveIncome #MoneyTips #SmartMoneyMoves #LifeHacks #TeenFinance #Adulting101 #InvestSmart

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