Ever feel like your paycheck disappears too fast? Suze Orman says if you’re just making minimum payments on your credit cards or always late on bills, you might be living beyond your means. The real kicker: paying only the minimum racks up crazy interest and can keep you in debt for years. If you’re borrowing from your 401(k) or need a cosigner, it’s time to hit pause and rethink your spending. Small changes now can save you big headaches later! #MoneyTips #PersonalFinance #SuzeOrman #DebtFreeJourney #SmartSpending #Finance