Lisa Ramirez+FollowThe Secret Number That Slashes Health CostsRetiring before 65? Here’s the scoop: your health insurance could get crazy expensive before Medicare kicks in, but there’s a hack. It’s all about your MAGI (modified adjusted gross income). Keep it low and you could score big tax credits that shrink your premiums. Think of it as a financial cheat code for early retirees. Strategic moves with your income can literally save you thousands until Medicare arrives. Who knew one number could make such a difference? #Health #BodyHealth #RetirementHacks00Share
nkent+FollowDon’t Wait on Social Security If This Is YouHere’s a quick money tip for couples: If you’re planning to claim Social Security spousal benefits and you’ve hit your full retirement age (that’s 67 for most of us), don’t bother waiting longer. You won’t get any extra cash by holding out—spousal benefits max out at 50% of your partner’s benefit, and there’s no bonus for patience. So, if you’re eligible, claim it and enjoy the extra monthly coffee runs! #Business #MakeMoney #RetirementHacks21Share
Justin Martin+FollowCostco Must-Haves & Money Wasters for RetireesShopping at Costco on a Social Security budget? Skip the giant tubs of fresh produce, bulk condiments, and fancy kitchen gadgets—most of it just goes to waste or isn’t a deal. Instead, stock up on Kirkland paper products, vitamins, eyeglasses, and those protein bars everyone raves about. Trust me, your wallet (and pantry) will thank you! #Shopping #CostcoFinds #RetirementHacks00Share
Brian Sanchez+FollowHow Seniors Can Turn Their Home Into a Cash MachineEver feel like your house is your biggest piggy bank? Seniors are getting creative with their home equity—either taking out a loan for a lump sum or trying a reverse mortgage for steady cash flow without monthly payments. The big shift? More retirees are using their homes to cover rising costs instead of just relying on Social Security. If you want more control and plan to leave your house to family, a home equity loan might be your move. Need extra cash and don’t mind using up your home’s value? A reverse mortgage could be your safety net. #RealEstate #HomeEquity #RetirementHacks00Share
James Cook+FollowHow Much to Stash Monthly for a Fat 401(k)?Thinking about retiring with a nice cushion? The IRS just bumped up the 401(k) limit for 2026, so if you want to max out, you’ll need to set aside about $2,000 a month (more if you’re over 50). It sounds steep, but breaking it down into monthly goals makes it doable. Pro tip: set up automatic paycheck deductions and boost your savings every time you get a raise or bonus. Even if you can’t hit the max, every little bit helps your future self! #Business #MakeMoney #RetirementHacks00Share
Mark Sims+FollowHow Dividends Can Be Your Retirement PaycheckEver wish your investments could just pay your bills so you don’t have to stress about the stock market? That’s the magic of a dividend strategy. Instead of selling shares when the market tanks, retirees use steady dividend payments and a cash cushion to cover living costs. This way, you can ride out the rough patches without panic selling. It’s like turning your portfolio into a monthly paycheck—so you can focus on living, not market swings. #Business #Market #retirementhacks11Share
Christine Baxter+FollowRetirees: Don’t Miss These Tax Breaks!Retired and think your tax bill is on autopilot? Not so fast! Many retirees forget about money-saving tax deductions—like big breaks for medical expenses, charitable giving, and even selling your house. With new rules raising the cap on state and local tax deductions, there’s real cash on the table. Double-check your paperwork before filing—missing just one deduction could mean leaving thousands behind. It’s like finding extra change in your couch, but way better! #Business #MakeMoney #RetirementHacks00Share
Willie Morales+FollowRetire Richer: States Where Your 401(k) Goes FurtherThinking about stretching your retirement dollars? Here’s a coffee break tip: 13 states won’t tax your 401(k) withdrawals in 2026, so your savings last longer. The catch? While skipping state income tax sounds sweet, watch out for higher sales or property taxes. If you’re open to moving, do your homework—your future self will thank you when you’re sipping coffee on the porch with extra cash in your pocket! #Business #MakeMoney #RetirementHacks00Share
russellolson+FollowWhy Retirees Are Loving Townhouse LifeThinking about downsizing for retirement? More retirees are swapping big houses for townhomes, and it’s not just about saving money (though that’s a big perk). Townhouses mean less yard work, lower bills, and more time for travel or hanging with friends. Plus, you get the convenience of walkable neighborhoods and built-in amenities—think pools and fitness centers—without the hassle of major repairs. It’s a smart way to stretch your retirement dollars and enjoy life with less stress. #RealEstate #RetirementHacks #Downsizing00Share
Kathryn Olsen+FollowHow to Make Social Security Stretch FurtherThinking about living on just Social Security? It’s doable if you get creative! The big shift: More folks are planning to retire with only their monthly check, so every dollar counts. Downsizing your home, splitting bills with a roommate, and hunting for senior discounts can help your money go further. Pro tip: Check if you qualify for extra benefits or consider selling your car if you don’t need it. Little changes now can mean a lot more freedom later! #Business #MakeMoney #retirementhacks00Share
