Joseph Livingston+FollowThe One Move That Doubles Your Nest EggHere’s a coffee break tip: If you want to retire earlier and with twice as much cash, don’t just obsess over picking hot stocks. The real game-changer? Getting help from a financial advisor. Folks who use one have saved $132K for retirement—double what DIY savers have. Plus, they feel way more confident about their future. Sometimes, it pays to ask for directions! #Business #MakeMoney #RetirementHacks20Share
Allen Rios+FollowHow Retirees Are Getting Paychecks Without WorkingEver wish your retirement savings could just pay you like a job? That’s the new trend: more retirees are using monthly “paycheck” ETFs to keep the cash flowing, so budgeting for groceries and bills feels just like it did before. The big shift? Instead of worrying about selling stocks when the market’s down, you can get steady monthly income and worry less about market swings. It’s like setting your investments to autopilot for your golden years! #Business #Market #RetirementHacks50Share
Kathryn Olsen+FollowRetiree Tax Hacks: Keep More of Your Nest EggHere’s a money move for your next coffee break: If you’re 65 or older, don’t leave cash on the table! The IRS gives you a bigger standard deduction, and if your spouse is still working, you can still stash money in an IRA. Plus, if you’re doing some consulting on the side, you can deduct Medicare premiums. These little-known perks can help stretch your retirement savings further. Remember, a direct IRA rollover avoids a surprise tax hit. Every dollar counts! #Business #MakeMoney #RetirementHacks00Share
Diane Carter+FollowIs $1 Million in Your 401(k) Still Enough?Remember when hitting $1 million in your 401(k) felt like winning the lottery? Thanks to inflation and taxes, that number doesn’t stretch as far as it used to. The real kicker: when you start taking money out, Uncle Sam wants a cut. Pro tip—look into Roth IRAs or even gold IRAs to keep more of your cash, and don’t be shy about getting advice from a pro. Your future self will thank you! #Business #MakeMoney #RetirementHacks00Share
nkent+FollowRetirement Money Moves You Can Actually UseHere’s a coffee break tip: Jim Cramer says if you’re retired, don’t let your grocery or rent money ride the stock market rollercoaster. Pull out what you’ll need for the next five years and park it somewhere safe. Then, use Social Security and annuities to create a steady paycheck. Why? Because surprise medical bills or a market dip can mess up even a millionaire’s plans. It’s all about sleeping easy while your money works for you! #Business #MakeMoney #RetirementHacks00Share
nkent+FollowRetirement Account Moves That Save You CashCoffee break tip: After you retire, what you do with your 401(k) or IRA can make a big difference in how long your money lasts. Rolling your savings into an IRA can give you more control and flexibility, but watch out for tax traps if you take a lump sum. And don’t forget to plan for healthcare costs—those can sneak up fast! The key is mixing up your income sources and keeping an eye on taxes so your nest egg goes the distance. #Business #MakeMoney #RetirementHacks00Share
Joseph Livingston+FollowMax Out Your 401(k) Before 2026 Changes HitHeads up if you’re saving for retirement: 401(k) rules are getting a facelift in 2026. You’ll be able to stash more cash—$24,500 a year, plus bigger catch-up contributions if you’re 50+. But if you’re earning over $150K, your extra savings will have to go into a Roth account, meaning you’ll pay taxes now instead of later. If you want to keep more of your paycheck, consider maxing out your pre-tax contributions before the switch! #Business #MakeMoney #RetirementHacks00Share
Diane Carter+FollowRetirees: Stop Overpaying the Tax Man!Here’s a coffee break tip for anyone thinking about retirement: don’t let taxes eat up your nest egg! Many retirees end up paying more than they should by selling investments at the wrong time or forgetting about those pesky required withdrawals. The real kicker? Even your Social Security can get taxed if you’re not careful. A little planning—like spreading out withdrawals and double-checking deductions—can keep more cash in your pocket for the fun stuff. Don’t let the IRS crash your retirement party! #Business #MakeMoney #RetirementHacks10Share
Christine Baxter+FollowWhy Waiting for Social Security Pays OffHere’s a money move most folks overlook: holding off on Social Security until age 70 can supercharge your monthly checks—think 32% more than if you started at 66. That’s like giving your future self a raise just for being patient. The real kicker? Bigger checks mean better inflation protection and less stress about outliving your savings. If you’re healthy and can wait, this could be the ultimate retirement lifehack. Would you wait for the bigger payout? #Business #MakeMoney #RetirementHacks00Share
Emily Rogers+FollowHow Long Will Your Coffee Money Last in Retirement?Here’s a wake-up call: Most Americans expect their retirement savings to last 22 years, but with rising costs (especially healthcare!), that might be a stretch. The big move? Save more now and start living a little more like a retiree—think fewer takeout lattes, more home brews. Every raise, stash half away before you even notice it. The earlier you start, the more you’ll have for those golden years (and maybe a few fancy coffees, too). #Business #MakeMoney #RetirementHacks00Share
