Tag: retirementplanning - Page 7

#retirementplanning

Jeffrey Wang

Should we pick rentals over a RothIRA?

My wife and I are debating this right now—we’ve got 2 rentals making $1,500/mo with zero vacancies in 4 years. But we can’t afford to grow that and fund our Roth IRA. I’m leaning toward putting everything into real estate. It feels more tangible… monthly cash flow, inflation protection, and we’ll own them outright eventually. But am I missing something? Anyone else go all-in on rentals instead of retirement accounts? #realestateinvesting #retirementplanning #RothIRA

Kellie Jones

real estate rich but retirement confused

Anyone else have 75% of their net worth tied up in property? 🏠 I'm so confused about retirement planning! We've got our home plus two rentals that have skyrocketed in value, but all the retirement calculators focus on 401ks and investments. If I need $3M to retire comfortably, can most of it be in real estate? Or am I totally missing something here? Would love your thoughts! #retirementplanning #realestateinvesting #financialindependence

Retire Roof-Ready

Is real estate a better option than a 401k?

I’ve been focusing on real estate for my future—buying properties and growing my rental income. But I’ve learned it’s all about maintenance and screening tenants properly. One bad tenant can set you back months. Having a list of reliable contractors on hand is a lifesaver! That said, I also make sure to add something to my 401k or IRA, even though I’m not putting all my eggs in that basket. The worst-case scenario is something to consider, but in the best case, those accounts can really boost your retirement. I’ve even used my Roth IRA to help with down payments on properties before. Anyone else balancing real estate and retirement accounts? #realestateinvesting #retirementplanning #propertywealth

Retire Roof-Ready

landlords turned retirees: any index fund envy?

Genuinely curious: if your retirement checks come from rental properties, do you ever longingly eye those carefree index fund investors? No maintenance calls, no vacancies... but maybe lower returns?Share your experience! Would you switch if you could go back? #RetirementPlanning #RealEstateInvesting #FIRE #IndexFunds

Justin Bentley

How do you count appreciation in retirement plans?

Anyone else struggling with retirement math? Over half my nest egg is in real estate with 6.5% annual appreciation but only 5% rental income. I'm completely lost on how to factor this into my retirement income planning! If appreciation just matched inflation (3%), I'd ignore it, but it's double that rate! What's the smart way to approach this? 🏡💭 #RetirementPlanning #RealEstateWealth #RetirementMath

Jordan Jimenez

Why Retirement Hits Firefighters Hard

Ever think about what happens when a firefighter retires? It's a huge shift! Many face mental health struggles, losing a sense of purpose and identity after years of serving. With suicide rates rising, the need for support is critical. Proactive planning and mental health resources can make a difference, turning retirement into a new chapter filled with purpose. Let's open up the conversation and ensure our heroes get the support they need. FirefighterSupport #MentalHealthMatters #RetirementPlanning #FirstResponderCare #Health

Robyn Anderson

Can You Rely on Social Security Alone?

Did you know over 90% of seniors can't go without their Social Security checks? With many relying solely on those benefits, it's crucial to explore other income sources for retirement. Remember, Social Security typically replaces only about 40% of your pre-retirement income. Plan wisely and consider talking to a financial advisor to secure your future! #RetirementPlanning #SocialSecurity #FinancialAdvice #Finance

Denise Kemp

Is Real Estate the Key to Retirement? 🤔

Robert Kiyosaki suggests skipping the 401(k) in favor of investing in multifamily real estate for a secure retirement. But experts say it’s not that simple! 🏢 While real estate has perks, don’t overlook the benefits of your 401(k). A balanced approach might just be the sweet spot! What do you think? #RetirementPlanning #RealEstateInvesting #FinancialFreedom #RealEstate

Emily Rogers

is your 401(k) hiding any surprises?

Just found a weird clause in my 401(k) making 50% convert to an annuity if I pass. Didn’t even know this was possible! 😮 Anyone else run into hidden clauses like this? Always read the fine print and consult a financial advisor if things look off. #RetirementPlanning #FinancialAdvice #401k #Finance