So, Americans now say they need $1.26 million to retire comfortably—down $200K from last year! Why the change? Lower inflation has folks feeling a bit less anxious about future prices. But here’s the real hack: most people actually spend less in retirement than they think, especially with Social Security in the mix. Instead of chasing a magic number, figure out what you’ll actually need based on your lifestyle. Your retirement, your rules! #RetirementPlanning #MoneyTalk #LifeHacks #PersonalFinance #Finance