Drowning in Debt at 39? Here’s the Fix

Feeling like your paycheck disappears the second it hits your account? You’re not alone—lots of folks in their 30s are juggling student loans and credit cards, with retirement savings nowhere in sight. If $25K in debt is crushing your monthly budget, it’s time to get real: try automating minimum payments, cutting out a few splurges (yes, even the daily coffee run), and looking into debt consolidation. It’s not glamorous, but it works—and you’ll finally start seeing your money go further. #DebtFreeJourney #MoneyHacks #Adulting #PersonalFinance #Finance