Home Equity Loans: Now or Never?

Thinking about a home reno or paying off high-interest debt? Here’s a money hack: home equity loan rates just hit a new low for 2025, dropping to 8.23%. That means borrowing $100K now is about $20–$45 cheaper per month than last year—saving you thousands over the life of the loan. Unlike HELOCs, these rates are locked in, so you won’t get any nasty surprises if rates go up. If you’ve got equity, it might be time to make your move! #HomeEquityLoan #MoneyHacks #PersonalFinance #RealEstate