edwardspeter+FollowWhat Really Happens If You Skip Medical BillsEver wondered what happens if you just ignore those medical bills piling up? Spoiler: it’s not pretty. Unpaid bills can tank your credit score, get your wages garnished, and haunt your credit report for up to 7 years. But here’s a tip—debt collectors might settle for less than you owe, so don’t ghost them! Always double-check your bills for errors and know your rights (thanks, surprise billing laws). Bottom line: ignoring it makes things worse, but you’ve got options if you act smart. #MedicalDebt #Adulting #MoneyMatters #Health #BodyHealth2810Share
Charles Richardson+FollowStudent Loan Panic? Here’s How to Catch UpOver 1 in 5 student loan borrowers are now ‘seriously delinquent’—yikes! If you’re feeling the heat as collections kick back in, you’re not alone. Here’s what you can do: 1) Cut unnecessary costs (bye, unused subscriptions and takeout), 2) Consolidate your loans for easier tracking, 3) Refinance for a lower rate if you can, and 4) Find a side hustle or ask for a raise. Every little bit helps when you’re trying to get back on track! #StudentLoans #DebtHelp #MoneyTips #Adulting #Education10Share
Robyn Anderson+FollowStudent Loans Tanked My Credit—Now What?Heads up if you’ve got student loans: since payments restarted, a lot of folks have seen their credit scores nosedive—sometimes by over 100 points! The big shift? Loan servicers are back to reporting missed payments, so if you missed the memo (or just couldn’t pay), your credit might’ve taken a hit. Pro tip: If you missed a payment, try a "goodwill request" with your servicer or dispute it with the credit bureaus. It’s not a guarantee, but it worked for some! Stay on top of those emails and check your credit regularly! #StudentLoans #CreditScore #MoneyHacks #Adulting #PersonalFinance #Finance37Share
Willie Morales+FollowHow I Make My Paycheck Go FurtherPayday feels great, but before you splurge on that new gadget, try this: stash some cash in savings first, throw a little into your retirement fund, and keep an emergency stash for those "uh-oh" moments. Knock out some debt and set aside a bit for fun stuff, like vacations or new gear. It’s all about making your money work for you, not the other way around! #MoneyHacks #PaydayTips #SmartSpending #PersonalFinance #Adulting #Finance10Share
james60+FollowWho Actually Plans for Long-Term Care?Did you know people with higher incomes and more education are way more likely to think ahead about needing long-term care? But here’s the kicker: most of us are clueless about the real costs, and barely anyone’s signing up for long-term care insurance—even when it’s offered at work. Plus, a ton of folks just assume Medicare or Medicaid will cover it all (spoiler: they won’t). Makes you wonder how prepared anyone really is for the future! #LongTermCare #WorkplaceBenefits #FinancialPlanning #Adulting #Health32Share
nkent+FollowDrowning in Debt at 39? Here’s the FixFeeling like your paycheck disappears the second it hits your account? You’re not alone—lots of folks in their 30s are juggling student loans and credit cards, with retirement savings nowhere in sight. If $25K in debt is crushing your monthly budget, it’s time to get real: try automating minimum payments, cutting out a few splurges (yes, even the daily coffee run), and looking into debt consolidation. It’s not glamorous, but it works—and you’ll finally start seeing your money go further. #DebtFreeJourney #MoneyHacks #Adulting #PersonalFinance #Finance12Share
Willie Morales+FollowCould Your Ex Get Your Pension?Ever thought about who gets your pension if you suddenly weren’t around? Turns out, a lot of people are accidentally leaving their retirement money to exes or the wrong person, just because they forgot to update their details. With so many of us moving jobs, houses, or relationships, it’s super easy to lose track. Quick tip: log into your pension app and double-check your beneficiary. It takes two minutes and could save your loved ones a big headache down the line! #MoneyHacks #LifeAdmin #PensionTips #Adulting #Finance111Share
Samantha Pierce+Follow8 Career Truths I Wish I Knew SoonerEver look back and wish you’d had a cheat sheet for your career? Here are 8 things I wish someone had told me before 40: 1) Define your own success, not someone else’s. 2) Build real relationships, not just a network. 3) Failure = learning, not disaster. 4) Don’t ignore your finances. 5) Find mentors—and be one. 6) Don’t be afraid to pivot. 7) Protect your work-life balance. 8) Your health comes first, always. It’s never too late to realign and thrive! #CareerAdvice #LifeLessons #WorkSmarter #Adulting #CareerGrowth #JobCareer10Share
Joshua Blackburn+Follow$900 vs $3600: Insurance Scam or Normal? 😱Just discovered I'm paying $900/month for insurance while my employer contributes $3600/month?! 😳 Is this normal or am I getting scammed? $4500 total per MONTH for insurance feels absolutely wild. Anyone else dealing with these kinds of costs or should I be looking elsewhere? #healthcarecrisis #insurancewoes #adulting #stickershock #Health #BodyHealth80Share
Emily Rogers+FollowStudent Loans Back? Here’s Where to Cut CostsHeads up: Student loan payments are coming back, and there’s no magic forgiveness this time. If you’re dreading those monthly bills, now’s the time to trim your budget. Think: canceling unused streaming services, skipping takeout, doing your own cleaning, and swapping the gym for home workouts. Every little bit helps, and you’ll be surprised how much extra cash you can free up just by cutting a few non-essentials. Time to get creative with your savings! #StudentLoans #MoneyHacks #BudgetTips #Adulting #Finance64Share
