davenportmeghan+FollowIs Your Credit Score Ready for 2026 Mortgages?Thinking about buying a home in 2026? Here’s the scoop: to snag the best mortgage rates, you’ll want your credit score to hit around 780. But don’t stress if you’re not there yet—other stuff like your debt, savings, and even the type of loan you pick matter too. Lenders are getting pickier, so boosting your score and chatting with a mortgage pro early can save you big bucks. It’s not just about the number, it’s about your whole money picture! #RealEstate #HomeBuyingTips #CreditScore00Share
Samantha Welch+FollowWhy 'Buy Now, Refi Later' Is BackThinking about buying a home but worried about mortgage rates? Here’s the scoop: rates aren’t dropping back to those crazy-low pandemic levels, but they’re not skyrocketing either. That’s why more buyers are grabbing homes now and planning to refinance if rates dip later. The market’s a mixed bag—some neighborhoods are still hot, others are cooling. So, do your homework, negotiate smart, and remember: waiting for the perfect rate could mean missing out on a good deal today. #RealEstate #HomeBuyingTips #MortgageRates00Share
russellolson+FollowWhy New Homes Are Suddenly the Smart BuyThinking about buying a house? Here’s a money hack: new homes are now often cheaper than older ones, thanks to builders throwing in sweet deals like lower mortgage rates, closing cost help, and even free upgrades. That’s flipping the script—no more paying extra just for something new. Instead of sinking cash into repairs and higher energy bills on a 90s fixer-upper, you could move into a brand-new place with warranties and modern tech, all for less than you’d expect. Time to rethink that house hunt! #RealEstate #HomeBuyingTips #MoneyHacks10Share
randerson+FollowWhy Fewer Folks Are Applying for MortgagesThinking about buying a new home? Here’s the scoop: mortgage applications for new homes dropped 7% from October, but are still up compared to last year. What’s going on? More homes are on the market, so buyers have more choices and are taking their time. Mortgage rates are holding steady, so it’s a good moment to shop around, compare loan types, and plan your budget. Don’t stress about the headlines—focus on finding the right fit for your wallet and lifestyle! #RealEstate #HomeBuyingTips #MortgageRates00Share
Aaron Ballard+FollowWhy That 'Cheap' Builder Mortgage Isn't Free MoneyThinking about grabbing that super-low mortgage rate from a home builder? Pause before you sign. Builders are using eye-catching rates to get you in the door, but those deals often come with strings attached—like higher home prices or sneaky fees down the road. The big market shift: builders are keeping prices high by offering 'discounts' that actually get baked into your loan. Always compare offers from outside lenders and read the fine print—sometimes the 'deal' costs more than you think! #RealEstate #HomeBuyingTips #MortgageHacks00Share
Denise Kemp+FollowSolar Panels Gave Me a Headache, Not SavingsThinking about going solar? Here’s a heads-up: one homebuyer found out their new place came with leased solar panels from a company that went belly-up. Now, they’re stuck in customer service limbo, unable to transfer the lease or even pay their bill. The lesson? When shopping for a home (or solar), always check who actually picks up the phone—otherwise, your energy savings could turn into a paperwork nightmare. #RealEstate #HomeBuyingTips #SolarPanels01Share
Denise Kemp+FollowWhy Dave Ramsey Says 'Don't Buy Ugly'Thinking about snagging a cheap house that’s not so easy on the eyes? Dave Ramsey says, “Don’t do it!” He warns that no matter how much you fix up a home with zero curb appeal, it’ll still be tough to sell later. The big takeaway: you can swap out carpets, but you can’t make an awkward or unattractive house magically cute. If you want to build wealth, buy a place you’ll be proud to pull up to—and so will the next buyer! #RealEstate #HomeBuyingTips #DaveRamsey50Share
Aaron Ballard+FollowHow to Score a Deal on a New Home Right NowThinking about buying a house? Now might be your moment. Mortgage rates are finally dropping, and homebuilders are rolling out their biggest discounts in years—think price cuts, free upgrades, and help with closing costs. Buyers are back in the game, comparing not just floor plans but all the extras. If you’re shopping, don’t be shy about asking for perks. The market’s not booming, but it’s definitely warming up, so it pays to shop around and negotiate! #RealEstate #HomeBuyingTips #MortgageRates00Share
Shelly Powell+FollowReady for a Home in 2026? Start Now!Thinking about buying a home in a couple of years? Good news: the market is slowly shifting in your favor, with more homes to choose from and prices starting to cool. The real trick? Get your money ducks in a row now—check your credit, pay down debt, and set a realistic budget so you don’t end up house poor. When the time comes, you’ll be ready to snag a deal and negotiate like a pro! #RealEstate #HomeBuyingTips #MoneyMoves00Share
Aaron Ballard+FollowCan You Really Afford a $500K Home in 2026?Thinking about buying a $500,000 home in 2026? You’ll need to bring in at least $110K to $140K a year, depending on your debts and down payment. Even with mortgage rates dipping, monthly payments (with taxes and insurance) could top $3,200. If that’s a stretch, try paying down debt, boosting your credit score, or looking in lower-cost neighborhoods. Homeownership is still possible—just takes some planning! #RealEstate #HomeBuyingTips #MoneyHacks00Share
