Joseph Livingston+FollowCar Loan Tax Breaks: Not for Everyone!Thinking about cashing in on that new car loan tax deduction? Not so fast! The shiny new tax break only applies if you bought a brand-new car (not used or leased) assembled in the U.S. And if you rolled over debt from your old car, you can’t deduct that interest either. Bottom line: double-check your paperwork and where your car was built before dreaming of a bigger tax refund. Don’t let fine print stall your savings! #Business #MakeMoney #MoneyHacks00Share
Joseph Livingston+FollowHow to Find $10K Hiding in Your Everyday LifeEver wonder where your money disappears? Turns out, retirees (and honestly, anyone) can pocket up to $10,000 by 2026 just by making a few lifestyle tweaks. Think: picking up a fun side gig, switching to store brands, or selling those old knick-knacks online. Even cutting back on takeout and streaming can add up fast. The real drama? Realizing your daily habits are the biggest money leaks. Try one or two tips and watch your savings grow—no finance degree required! #Business #MakeMoney #MoneyHacks00Share
nkent+FollowWhy Your 2026 Tax Refund Might Be LateHeads up: your 2026 tax refund could take longer to hit your account. The IRS is juggling a bunch of new tax rules and still catching up from past slowdowns, so even a tiny mistake on your return could send your refund to the back of the line. Want to keep your money moving? Double-check every form and file early, then track your refund on the official IRS site. No one likes waiting for their cash! #Business #MakeMoney #taxes10Share
Kathryn Olsen+FollowHow My Grandpa Made Me Invest at 21 (And Why I’m Grateful)Ever wish someone had taught you about money before you blew your first big paycheck? For one 21-year-old, a birthday gift from grandpa came with a twist: invest it, don’t spend it. The catch? He had to meet a financial advisor and actually learn the ropes. Fast forward a few years, and that investment grew by 34%. Lesson: sometimes the best gifts are the ones that teach you how to grow your cash, not just spend it. #Business #MakeMoney #MoneyLifehacks00Share
Joseph Livingston+FollowHow $200K income still leads to crushing debtEarning $200,000 a year sounds like financial security, but imagine being buried under $555,000 in debt—not even counting your mortgage. That’s the reality for a San Antonio couple who called into The Ramsey Show, overwhelmed by bills and creditor calls. The hosts didn’t sugarcoat it: bankruptcy isn’t a magic fix, and real change means selling off assets, downsizing, and—most importantly—getting on the same page as a couple. This story really highlights how debt can spiral, no matter your income, if spending habits and teamwork aren’t in check. What would you do in their shoes? #Business #MakeMoney #DebtTalk00Share
Joseph Livingston+FollowRetirees: Why Your Social Security Check Feels SmallerHeads up if you’re retired or about to be! Social Security changes in 2026 mean your monthly check might not stretch as far. While you’ll get a small bump thanks to inflation, rising Medicare premiums and taxes could eat it up fast. Plus, if you’re still working, earning too much could shrink your benefits for a while. And good luck getting help in person—most things are moving online. Time to double-check your budget and make sure you’re not missing out on any senior perks! #Business #MakeMoney #SocialSecurity00Share
Willie Morales+FollowTax-Free Savings Hack for Disabled AmericansHeads up: Starting in 2026, if you or someone you know has a disability that started before age 46, you can open an ABLE account—a tax-free way to save for essentials like rent, health care, or even a new laptop, without risking government benefits. The age limit used to be 26, so this is a big win for millions more people. If you’ve ever worried about saving too much and losing support, this is your green light to stash cash smarter. #Business #MakeMoney #MoneyHacks00Share
Christine Baxter+FollowCD Maturing? Don’t Let the Bank Auto-Renew!Heads up if your CD is about to mature: don’t just let it roll over! With interest rates dropping, your bank’s auto-renewal could lock your money into a lower rate. Instead, set a reminder for your CD’s maturity date and shop around for better deals. Or, try splitting your money into a few CDs with different terms—so you keep some cash handy and still earn interest. Make your money work for you, not the other way around! #Business #MakeMoney #MoneyHacks20Share
nkent+FollowHow Does Your 401(k) Stack Up at 70?Ever wonder if your 401(k) is on track as you hit 70? The average balance is about $425K, but most folks have much less—so don’t panic if you’re not there. People’s retirement paths are all over the map: some keep working, others cash out early, and market swings hit everyone differently. The real trick? Make your savings work for your lifestyle, not someone else’s. Mix in Social Security, budget smart, and remember: it’s your retirement, not a competition. #Business #MakeMoney #RetirementTips10Share
Robyn Anderson+FollowHow Does Your 401(k) Stack Up at 80?Ever wonder how your retirement savings compare to others? The average 80-year-old has about $413K in their 401(k), but most have closer to $78K. The big gap? A few super-savers skew the numbers. If your balance isn’t where you want it, don’t stress—there are still ways to boost your nest egg, like smart withdrawals, low-risk investments, and staying alert for scams. Remember, it’s never too late to make your money work harder for you! #Business #MakeMoney #RetirementTips00Share